Table Data - Large Bank Consumer Mortgage Originations: Original Credit Score: 25th Percentile
| Title | Large Bank Consumer Mortgage Originations: Original Credit Score: 25th Percentile |
|---|---|
| Series ID | RCMFLOSCOREPCT25 |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Credit Score |
| Date Range | 2012-07-01 to 2025-04-01 |
| Last Updated | 2025-10-17 8:02 AM CDT |
| Notes | The 25th percentile credit score among first-lien originations. The original credit score is the credit score at origination for the borrower using a commercially available credit score. These data include total bank loans originated and held in portfolio in a given quarter, including those that will later be sold or securitized. For more detail see: methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 735 |
| 2012-10-01 | 733 |
| 2013-01-01 | 730 |
| 2013-04-01 | 728 |
| 2013-07-01 | 723 |
| 2013-10-01 | 715 |
| 2014-01-01 | 713 |
| 2014-04-01 | 722 |
| 2014-07-01 | 723 |
| 2014-10-01 | 724 |
| 2015-01-01 | 729 |
| 2015-04-01 | 731 |
| 2015-07-01 | 728 |
| 2015-10-01 | 727 |
| 2016-01-01 | 725 |
| 2016-04-01 | 726 |
| 2016-07-01 | 727 |
| 2016-10-01 | 726 |
| 2017-01-01 | 719 |
| 2017-04-01 | 722 |
| 2017-07-01 | 722 |
| 2017-10-01 | 722 |
| 2018-01-01 | 720 |
| 2018-04-01 | 722 |
| 2018-07-01 | 722 |
| 2018-10-01 | 720 |
| 2019-01-01 | 722 |
| 2019-04-01 | 727 |
| 2019-07-01 | 730 |
| 2019-10-01 | 732 |
| 2020-01-01 | 733 |
| 2020-04-01 | 742 |
| 2020-07-01 | 744 |
| 2020-10-01 | 747 |
| 2021-01-01 | 747 |
| 2021-04-01 | 741 |
| 2021-07-01 | 737 |
| 2021-10-01 | 734 |
| 2022-01-01 | 731 |
| 2022-04-01 | 731 |
| 2022-07-01 | 733 |
| 2022-10-01 | 734 |
| 2023-01-01 | 733 |
| 2023-04-01 | 738 |
| 2023-07-01 | 738 |
| 2023-10-01 | 734 |
| 2024-01-01 | 736 |
| 2024-04-01 | 739 |
| 2024-07-01 | 737 |
| 2024-10-01 | 739 |
| 2025-01-01 | 734 |
| 2025-04-01 | 739 |