Title:               Large Bank Consumer Mortgage Originations: Original Credit Score: 25th Percentile
Series ID:           RCMFLOSCOREPCT25
Source:              Federal Reserve Bank of Philadelphia
Release:             FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly, End of Quarter
Units:               Credit Score
Date Range:          2012-07-01 to 2022-07-01
Last Updated:        2023-01-13 8:28 AM CST
Notes:               The 25th percentile credit score among first lien originations. The
                     original credit score is the credit score at origination for the
                     borrower using a commercially available credit score. The original
                     credit score provider may vary by FR Y-14M reporting firm and even
                     within the firm's reporting. Only mortgage accounts with credit scores
                     between 150 and 950 are included in the original credit score
                     percentile calculations. These data include total bank loans
                     originated and held in portfolio in a given quarter, including those
                     that will later be sold or securitized. For more detail see:
                     methodology
                     (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

DATE       VALUE
2012-07-01   735
2012-10-01   733
2013-01-01   731
2013-04-01   728
2013-07-01   724
2013-10-01   716
2014-01-01   714
2014-04-01   722
2014-07-01   723
2014-10-01   724
2015-01-01   729
2015-04-01   731
2015-07-01   729
2015-10-01   727
2016-01-01   724
2016-04-01   726
2016-07-01   727
2016-10-01   726
2017-01-01   719
2017-04-01   722
2017-07-01   722
2017-10-01   722
2018-01-01   720
2018-04-01   722
2018-07-01   722
2018-10-01   721
2019-01-01   722
2019-04-01   727
2019-07-01   729
2019-10-01   734
2020-01-01   733
2020-04-01   742
2020-07-01   744
2020-10-01   746
2021-01-01   745
2021-04-01   739
2021-07-01   737
2021-10-01   735
2022-01-01   731
2022-04-01   732
2022-07-01   734