Table Data - Large Bank Consumer Mortgage Originations: Original Credit Score: 50th Percentile
| Title | Large Bank Consumer Mortgage Originations: Original Credit Score: 50th Percentile |
|---|---|
| Series ID | RCMFLOSCOREPCT50 |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Credit Score |
| Date Range | 2012-07-01 to 2025-10-01 |
| Last Updated | 2026-04-08 8:33 AM CDT |
| Notes | The 50th percentile credit score among first-lien originations. The original credit score is the credit score at origination for the borrower using a commercially available credit score. These data include total bank loans originated and held in portfolio in a given quarter, including those that will later be sold or securitized. For more detail see: methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 773 |
| 2012-10-01 | 772 |
| 2013-01-01 | 771 |
| 2013-04-01 | 770 |
| 2013-07-01 | 766 |
| 2013-10-01 | 761 |
| 2014-01-01 | 759 |
| 2014-04-01 | 765 |
| 2014-07-01 | 765 |
| 2014-10-01 | 766 |
| 2015-01-01 | 769 |
| 2015-04-01 | 770 |
| 2015-07-01 | 767 |
| 2015-10-01 | 766 |
| 2016-01-01 | 764 |
| 2016-04-01 | 766 |
| 2016-07-01 | 767 |
| 2016-10-01 | 766 |
| 2017-01-01 | 760 |
| 2017-04-01 | 762 |
| 2017-07-01 | 762 |
| 2017-10-01 | 762 |
| 2018-01-01 | 760 |
| 2018-04-01 | 762 |
| 2018-07-01 | 762 |
| 2018-10-01 | 761 |
| 2019-01-01 | 762 |
| 2019-04-01 | 765 |
| 2019-07-01 | 767 |
| 2019-10-01 | 768 |
| 2020-01-01 | 768 |
| 2020-04-01 | 775 |
| 2020-07-01 | 778 |
| 2020-10-01 | 779 |
| 2021-01-01 | 779 |
| 2021-04-01 | 776 |
| 2021-07-01 | 773 |
| 2021-10-01 | 771 |
| 2022-01-01 | 769 |
| 2022-04-01 | 768 |
| 2022-07-01 | 768 |
| 2022-10-01 | 768 |
| 2023-01-01 | 769 |
| 2023-04-01 | 772 |
| 2023-07-01 | 771 |
| 2023-10-01 | 770 |
| 2024-01-01 | 770 |
| 2024-04-01 | 772 |
| 2024-07-01 | 771 |
| 2024-10-01 | 772 |
| 2025-01-01 | 770 |
| 2025-04-01 | 772 |
| 2025-07-01 | 773 |
| 2025-10-01 | 775 |