Table Data - Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by LTV - 30-YR Fixed Rate Mortgage: 66-79 LTV
| Title | Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by LTV - 30-YR Fixed Rate Mortgage: 66-79 LTV |
|---|---|
| Series ID | RCMFLRIGIRAPCTF30LTV66T79 |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Percent |
| Date Range | 2012-07-01 to 2025-04-01 |
| Last Updated | 2025-10-17 8:55 PM CDT |
| Notes | The average interest rate at origination for 30-year fixed rate mortgages with a borrower with a loan to value (LTV) ratio greater than 65 and less than 80 at the time of origination. For more detail see the methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 4.06 |
| 2012-10-01 | 3.85 |
| 2013-01-01 | 3.78 |
| 2013-04-01 | 3.71 |
| 2013-07-01 | 4.21 |
| 2013-10-01 | 4.60 |
| 2014-01-01 | 4.62 |
| 2014-04-01 | 4.52 |
| 2014-07-01 | 4.38 |
| 2014-10-01 | 4.45 |
| 2015-01-01 | 4.02 |
| 2015-04-01 | 3.98 |
| 2015-07-01 | 4.16 |
| 2015-10-01 | 4.12 |
| 2016-01-01 | 4.11 |
| 2016-04-01 | 3.93 |
| 2016-07-01 | 3.81 |
| 2016-10-01 | 3.80 |
| 2017-01-01 | 4.27 |
| 2017-04-01 | 4.34 |
| 2017-07-01 | 4.20 |
| 2017-10-01 | 4.16 |
| 2018-01-01 | 4.36 |
| 2018-04-01 | 4.71 |
| 2018-07-01 | 4.82 |
| 2018-10-01 | 5.00 |
| 2019-01-01 | 4.82 |
| 2019-04-01 | 4.41 |
| 2019-07-01 | 4.08 |
| 2019-10-01 | 3.90 |
| 2020-01-01 | 3.86 |
| 2020-04-01 | 3.48 |
| 2020-07-01 | 3.22 |
| 2020-10-01 | 3.00 |
| 2021-01-01 | 2.89 |
| 2021-04-01 | 3.14 |
| 2021-07-01 | 3.26 |
| 2021-10-01 | 3.20 |
| 2022-01-01 | 3.55 |
| 2022-04-01 | 4.53 |
| 2022-07-01 | 5.22 |
| 2022-10-01 | 5.96 |
| 2023-01-01 | 6.16 |
| 2023-04-01 | 6.27 |
| 2023-07-01 | 6.82 |
| 2023-10-01 | 7.34 |
| 2024-01-01 | 6.96 |
| 2024-04-01 | 7.07 |
| 2024-07-01 | 6.91 |
| 2024-10-01 | 6.56 |
| 2025-01-01 | 7.05 |
| 2025-04-01 | 6.92 |