Table Data - Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by LTV: 30-Year Fixed Rate Mortgage: >=80 Loan-to-Value
| Title | Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by LTV: 30-Year Fixed Rate Mortgage: >=80 Loan-to-Value |
|---|---|
| Series ID | RCMFLRIGIRAPCTF30LTVGTE80 |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Percent |
| Date Range | 2012-07-01 to 2025-10-01 |
| Last Updated | 2026-04-08 8:33 AM CDT |
| Notes | The average interest rate at origination for 30-year fixed rate mortgages with a borrower with a loan to value (LTV) ratio greater than or equal to 80 at the time of origination. For more detail see the methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 4.12 |
| 2012-10-01 | 3.90 |
| 2013-01-01 | 3.81 |
| 2013-04-01 | 3.76 |
| 2013-07-01 | 4.32 |
| 2013-10-01 | 4.61 |
| 2014-01-01 | 4.61 |
| 2014-04-01 | 4.54 |
| 2014-07-01 | 4.40 |
| 2014-10-01 | 4.40 |
| 2015-01-01 | 4.08 |
| 2015-04-01 | 4.01 |
| 2015-07-01 | 4.18 |
| 2015-10-01 | 4.12 |
| 2016-01-01 | 4.12 |
| 2016-04-01 | 3.92 |
| 2016-07-01 | 3.80 |
| 2016-10-01 | 3.80 |
| 2017-01-01 | 4.30 |
| 2017-04-01 | 4.34 |
| 2017-07-01 | 4.20 |
| 2017-10-01 | 4.18 |
| 2018-01-01 | 4.37 |
| 2018-04-01 | 4.72 |
| 2018-07-01 | 4.82 |
| 2018-10-01 | 4.99 |
| 2019-01-01 | 4.80 |
| 2019-04-01 | 4.41 |
| 2019-07-01 | 4.06 |
| 2019-10-01 | 3.89 |
| 2020-01-01 | 3.83 |
| 2020-04-01 | 3.47 |
| 2020-07-01 | 3.19 |
| 2020-10-01 | 2.93 |
| 2021-01-01 | 2.84 |
| 2021-04-01 | 3.13 |
| 2021-07-01 | 3.41 |
| 2021-10-01 | 3.20 |
| 2022-01-01 | 3.64 |
| 2022-04-01 | 4.93 |
| 2022-07-01 | 5.56 |
| 2022-10-01 | 6.37 |
| 2023-01-01 | 6.45 |
| 2023-04-01 | 6.68 |
| 2023-07-01 | 6.86 |
| 2023-10-01 | 7.38 |
| 2024-01-01 | 6.80 |
| 2024-04-01 | 6.94 |
| 2024-07-01 | 6.79 |
| 2024-10-01 | 6.42 |
| 2025-01-01 | 6.83 |
| 2025-04-01 | 6.73 |
| 2025-07-01 | 6.71 |
| 2025-10-01 | 6.33 |