Table Data - Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by LTV: 30-Year Fixed Rate Mortgage: <=65 Loan-to-Value
| Title | Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by LTV: 30-Year Fixed Rate Mortgage: <=65 Loan-to-Value |
|---|---|
| Series ID | RCMFLRIGIRAPCTF30LTVLTE65 |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Percent |
| Date Range | 2012-07-01 to 2025-10-01 |
| Last Updated | 2026-04-08 8:33 AM CDT |
| Notes | The average interest rate at origination for 30-year fixed rate mortgages with a borrower with a loan to value (LTV) ratio less than or equal to 65 at the time of origination. For more detail see the methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 3.92 |
| 2012-10-01 | 3.76 |
| 2013-01-01 | 3.68 |
| 2013-04-01 | 3.65 |
| 2013-07-01 | 4.08 |
| 2013-10-01 | 4.51 |
| 2014-01-01 | 4.55 |
| 2014-04-01 | 4.45 |
| 2014-07-01 | 4.30 |
| 2014-10-01 | 4.43 |
| 2015-01-01 | 3.96 |
| 2015-04-01 | 3.92 |
| 2015-07-01 | 4.07 |
| 2015-10-01 | 4.04 |
| 2016-01-01 | 4.03 |
| 2016-04-01 | 3.84 |
| 2016-07-01 | 3.72 |
| 2016-10-01 | 3.70 |
| 2017-01-01 | 4.13 |
| 2017-04-01 | 4.24 |
| 2017-07-01 | 4.09 |
| 2017-10-01 | 4.04 |
| 2018-01-01 | 4.22 |
| 2018-04-01 | 4.58 |
| 2018-07-01 | 4.69 |
| 2018-10-01 | 4.85 |
| 2019-01-01 | 4.68 |
| 2019-04-01 | 4.28 |
| 2019-07-01 | 3.96 |
| 2019-10-01 | 3.79 |
| 2020-01-01 | 3.76 |
| 2020-04-01 | 3.40 |
| 2020-07-01 | 3.15 |
| 2020-10-01 | 2.95 |
| 2021-01-01 | 2.85 |
| 2021-04-01 | 3.04 |
| 2021-07-01 | 3.10 |
| 2021-10-01 | 3.05 |
| 2022-01-01 | 3.37 |
| 2022-04-01 | 4.32 |
| 2022-07-01 | 5.17 |
| 2022-10-01 | 5.80 |
| 2023-01-01 | 5.96 |
| 2023-04-01 | 6.14 |
| 2023-07-01 | 6.66 |
| 2023-10-01 | 7.14 |
| 2024-01-01 | 6.73 |
| 2024-04-01 | 6.88 |
| 2024-07-01 | 6.70 |
| 2024-10-01 | 6.32 |
| 2025-01-01 | 6.76 |
| 2025-04-01 | 6.65 |
| 2025-07-01 | 6.66 |
| 2025-10-01 | 6.28 |