Table Data - Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by Credit Score - 30-YR Fixed Rate Mortgage: 680-739 Credit Score
| Title | Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by Credit Score - 30-YR Fixed Rate Mortgage: 680-739 Credit Score |
|---|---|
| Series ID | RCMFLRIGIRAPCTF30S680T739 |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Percent |
| Date Range | 2012-07-01 to 2025-04-01 |
| Last Updated | 2025-10-17 8:55 PM CDT |
| Notes | The average interest rate at origination for 30-year fixed rate mortgages with a borrower with a credit score greater than or equal to 680 and less than 740 at the time of origination. For more detail see the methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 4.11 |
| 2012-10-01 | 3.91 |
| 2013-01-01 | 3.83 |
| 2013-04-01 | 3.81 |
| 2013-07-01 | 4.32 |
| 2013-10-01 | 4.66 |
| 2014-01-01 | 4.67 |
| 2014-04-01 | 4.61 |
| 2014-07-01 | 4.46 |
| 2014-10-01 | 4.55 |
| 2015-01-01 | 4.14 |
| 2015-04-01 | 4.08 |
| 2015-07-01 | 4.25 |
| 2015-10-01 | 4.21 |
| 2016-01-01 | 4.20 |
| 2016-04-01 | 4.02 |
| 2016-07-01 | 3.89 |
| 2016-10-01 | 3.87 |
| 2017-01-01 | 4.34 |
| 2017-04-01 | 4.43 |
| 2017-07-01 | 4.29 |
| 2017-10-01 | 4.26 |
| 2018-01-01 | 4.44 |
| 2018-04-01 | 4.81 |
| 2018-07-01 | 4.91 |
| 2018-10-01 | 5.09 |
| 2019-01-01 | 4.93 |
| 2019-04-01 | 4.53 |
| 2019-07-01 | 4.19 |
| 2019-10-01 | 4.00 |
| 2020-01-01 | 3.95 |
| 2020-04-01 | 3.58 |
| 2020-07-01 | 3.30 |
| 2020-10-01 | 3.03 |
| 2021-01-01 | 2.93 |
| 2021-04-01 | 3.22 |
| 2021-07-01 | 3.27 |
| 2021-10-01 | 3.25 |
| 2022-01-01 | 3.59 |
| 2022-04-01 | 4.78 |
| 2022-07-01 | 5.58 |
| 2022-10-01 | 6.39 |
| 2023-01-01 | 6.41 |
| 2023-04-01 | 6.50 |
| 2023-07-01 | 6.87 |
| 2023-10-01 | 7.32 |
| 2024-01-01 | 7.01 |
| 2024-04-01 | 7.07 |
| 2024-07-01 | 6.95 |
| 2024-10-01 | 6.58 |
| 2025-01-01 | 7.05 |
| 2025-04-01 | 6.94 |