Federal Reserve Economic Data

Release Tables

Mortgage Debt Outstanding, Millions of Dollars; End of Period

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    Q4 1945    
 
 
    Q4 2024
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
All holders 		Q4 2024 20,833,323 Millions of Dollars 20,659,615 Millions of Dollars 20,260,990 Millions of Dollars Mil. of $
By type of property
line 2
One- to four-family residences 		Q4 2024 14,321,455 Millions of Dollars 14,216,404 Millions of Dollars 13,956,664 Millions of Dollars Mil. of $
line 3
Multifamily residences 		Q4 2024 2,312,783 Millions of Dollars 2,274,109 Millions of Dollars 2,199,094 Millions of Dollars Mil. of $
line 4
Nonfarm, nonresidential 		Q4 2024 3,838,886 Millions of Dollars 3,812,823 Millions of Dollars 3,760,632 Millions of Dollars Mil. of $
line 5
Farm 		Q4 2024 360,200 Millions of Dollars 356,279 Millions of Dollars 344,600 Millions of Dollars Mil. of $
By type of holder
line 7 Depository Institutions
U.S.-Chartered Depository Institutions 		Q4 2024 5,970,732 Millions of Dollars 5,962,729 Millions of Dollars 5,893,221 Millions of Dollars Mil. of $
Foreign Banking Officees in the U.S. 		Q4 2024 114,392 Millions of Dollars 114,699 Millions of Dollars 111,908 Millions of Dollars Mil. of $
Banks in U.S. Affiliated Areas 		Q4 2024 23,606 Millions of Dollars 23,214 Millions of Dollars 22,611 Millions of Dollars Mil. of $
line 8 One- to four-family
U.S.-Chartered Depository Institutions 		Q4 2024 2,968,109 Millions of Dollars 2,957,662 Millions of Dollars 2,930,547 Millions of Dollars Mil. of $
Foreign Banking Officees in the U.S. 		Q4 2024 948 Millions of Dollars 574 Millions of Dollars 659 Millions of Dollars Mil. of $
Banks in U.S. Affiliated Areas 		Q4 2024 12,185 Millions of Dollars 11,995 Millions of Dollars 11,723 Millions of Dollars Mil. of $
line 9 Multifamily residences
U.S.-Chartered Depository Institutions 		Q4 2024 689,439 Millions of Dollars 691,115 Millions of Dollars 673,150 Millions of Dollars Mil. of $
Foreign Banking Officees in the U.S. 		Q4 2024 22,875 Millions of Dollars 23,722 Millions of Dollars 23,333 Millions of Dollars Mil. of $
line 10 Nonfarm, nonresidential
U.S.-Chartered Depository Institutions 		Q4 2024 2,166,658 Millions of Dollars 2,168,664 Millions of Dollars 2,147,888 Millions of Dollars Mil. of $
Foreign Banking Officees in the U.S. 		Q4 2024 90,360 Millions of Dollars 90,190 Millions of Dollars 87,811 Millions of Dollars Mil. of $
Banks in U.S. Affiliated Areas 		Q4 2024 11,421 Millions of Dollars 11,219 Millions of Dollars 10,888 Millions of Dollars Mil. of $
line 11 Farm
U.S.-Chartered Depository Institutions 		Q4 2024 113,725 Millions of Dollars 112,487 Millions of Dollars 108,800 Millions of Dollars Mil. of $
Foreign Banking Officees in the U.S. 		Q4 2024 209 Millions of Dollars 213 Millions of Dollars 105 Millions of Dollars Mil. of $
line 12
Life insurance companies 		Q4 2024 897,980 Millions of Dollars 874,482 Millions of Dollars 824,635 Millions of Dollars Mil. of $
line 13
One- to four-family 		Q4 2024 95,145 Millions of Dollars 94,586 Millions of Dollars 89,349 Millions of Dollars Mil. of $
line 14
Multifamily residences 		Q4 2024 254,505 Millions of Dollars 244,345 Millions of Dollars 226,202 Millions of Dollars Mil. of $
line 15
Nonfarm, nonresidential 		Q4 2024 524,707 Millions of Dollars 512,185 Millions of Dollars 486,484 Millions of Dollars Mil. of $
line 16
Farm 		Q4 2024 23,623 Millions of Dollars 23,366 Millions of Dollars 22,600 Millions of Dollars Mil. of $
line 17 Federal and related agencies
Federal Government 		Q4 2024 183,905 Millions of Dollars 181,555 Millions of Dollars 176,025 Millions of Dollars Mil. of $
Government-Sponsored Enterprises 		Q4 2024 7,552,506 Millions of Dollars 7,501,860 Millions of Dollars 7,427,663 Millions of Dollars Mil. of $
line 18
Government National Mortgage Association 		Q4 2024 18,894 Millions of Dollars 19,503 Millions of Dollars 21,138 Millions of Dollars Mil. of $
line 19
One- to four-family 		Q4 2024 18,894 Millions of Dollars 19,503 Millions of Dollars 21,138 Millions of Dollars Mil. of $
line 20
Multifamily residences 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 21
Farmers Home Administration 		Q4 2024 127,551 Millions of Dollars 125,760 Millions of Dollars 122,020 Millions of Dollars Mil. of $
line 22
One- to four-family 		Q4 2024 13,738 Millions of Dollars 13,613 Millions of Dollars 13,523 Millions of Dollars Mil. of $
line 23
Multifamily residences 		Q4 2024 8,424 Millions of Dollars 8,451 Millions of Dollars 8,643 Millions of Dollars Mil. of $
line 24
Nonfarm, nonresidential 		Q4 2024 90,372 Millions of Dollars 89,075 Millions of Dollars 86,289 Millions of Dollars Mil. of $
line 25
Farm 		Q4 2024 15,017 Millions of Dollars 14,621 Millions of Dollars 13,565 Millions of Dollars Mil. of $
line 26 Federal Housing Administration and Department of Veterans Affairs
line 27
Total Mortgages 		Q4 2024 37,460 Millions of Dollars 36,292 Millions of Dollars 32,867 Millions of Dollars Mil. of $
FHA - One- to four-family 		Q4 2024 35,925 Millions of Dollars 34,695 Millions of Dollars 31,192 Millions of Dollars Mil. of $
VA - One-to four-family 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 28
Multifamily residences 		Q4 2024 1,535 Millions of Dollars 1,597 Millions of Dollars 1,675 Millions of Dollars Mil. of $
line 29
Resolution Trust Corporation 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 30
One- to four-family 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 31
Multifamily residences 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 32
Nonfarm, nonresidential 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 34
Federal Deposit Insurance Corporation 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 35
One- to four-family 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 36
Multifamily residences 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 37
Nonfarm, nonresidential 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 39
Federal National Mortgage Association 		Q4 2024 4,110,196 Millions of Dollars 4,106,757 Millions of Dollars 4,102,632 Millions of Dollars Mil. of $
line 40
One- to four-family 		Q4 2024 3,619,838 Millions of Dollars 3,630,285 Millions of Dollars 3,641,385 Millions of Dollars Mil. of $
line 41
Multifamily residences 		Q4 2024 490,358 Millions of Dollars 476,472 Millions of Dollars 461,247 Millions of Dollars Mil. of $
line 42
Federal Land Banks 		Q4 2024 195,515 Millions of Dollars 191,361 Millions of Dollars 184,849 Millions of Dollars Mil. of $
line 43
One- to four-family 		Q4 2024 7,567 Millions of Dollars 7,451 Millions of Dollars 7,227 Millions of Dollars Mil. of $
line 44
Farm 		Q4 2024 187,948 Millions of Dollars 183,910 Millions of Dollars 177,622 Millions of Dollars Mil. of $
line 45
Federal Home Loan Mortgage Corporation 		Q4 2024 3,166,876 Millions of Dollars 3,125,579 Millions of Dollars 3,069,144 Millions of Dollars Mil. of $
line 46
One- to four-family 		Q4 2024 3,066,195 Millions of Dollars 3,043,819 Millions of Dollars 3,000,036 Millions of Dollars Mil. of $
line 47
Multifamily residences 		Q4 2024 100,681 Millions of Dollars 81,760 Millions of Dollars 69,108 Millions of Dollars Mil. of $
line 48
Federal Home Loan Banks 		Q4 2024 68,729 Millions of Dollars 67,494 Millions of Dollars 61,415 Millions of Dollars Mil. of $
line 49
One- to four-family 		Q4 2024 68,729 Millions of Dollars 67,494 Millions of Dollars 61,415 Millions of Dollars Mil. of $
line 50
Multifamily residences 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 51
Federal Agricultural Mortgage Corporation 		Q4 2024 11,190 Millions of Dollars 10,669 Millions of Dollars 9,623 Millions of Dollars Mil. of $
line 53 Mortgage pools or trusts
Agency-and GSE-Backed Mortgage Pools 		Q4 2024 3,044,587 Millions of Dollars 2,994,366 Millions of Dollars 2,870,681 Millions of Dollars Mil. of $
Issuers of Asset-Backed Securities 		Q4 2024 992,269 Millions of Dollars 961,432 Millions of Dollars 924,797 Millions of Dollars Mil. of $
line 54
Government National Mortgage Association 		Q4 2024 2,696,021 Millions of Dollars 2,642,595 Millions of Dollars 2,518,426 Millions of Dollars Mil. of $
line 55
One- to four-family 		Q4 2024 2,541,128 Millions of Dollars 2,489,193 Millions of Dollars 2,368,335 Millions of Dollars Mil. of $
line 56
Multifamily residences 		Q4 2024 154,893 Millions of Dollars 153,402 Millions of Dollars 150,091 Millions of Dollars Mil. of $
line 57
Federal Home Loan Mortgage Corporation 		Q4 2024 342,159 Millions of Dollars 345,478 Millions of Dollars 345,979 Millions of Dollars Mil. of $
line 58
One- to four-family 		Q4 2024 24,545 Millions of Dollars 24,761 Millions of Dollars 24,688 Millions of Dollars Mil. of $
line 59
Multifamily residences 		Q4 2024 317,614 Millions of Dollars 320,717 Millions of Dollars 321,291 Millions of Dollars Mil. of $
line 60
Federal National Mortgage Association 		Q4 2024 4,271 Millions of Dollars 4,307 Millions of Dollars 4,420 Millions of Dollars Mil. of $
line 61
One- to four-family 		Q4 2024 3,575 Millions of Dollars 3,603 Millions of Dollars 3,688 Millions of Dollars Mil. of $
line 62
Multifamily residences 		Q4 2024 696 Millions of Dollars 704 Millions of Dollars 732 Millions of Dollars Mil. of $
line 63
Farmers Home Administration 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 64
One- to four-family 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 65
Multifamily residences 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 66
Nonfarm, nonresidential 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 67
Farm 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 68
Private mortgage conduits 		Q4 2024 992,269 Millions of Dollars 961,432 Millions of Dollars 924,797 Millions of Dollars Mil. of $
line 69
One- to four-family 		Q4 2024 477,981 Millions of Dollars 464,203 Millions of Dollars 434,334 Millions of Dollars Mil. of $
line 70
Multifamily residences 		Q4 2024 68,061 Millions of Dollars 67,779 Millions of Dollars 66,710 Millions of Dollars Mil. of $
line 71
Nonfarm, nonresidential 		Q4 2024 446,227 Millions of Dollars 429,450 Millions of Dollars 423,753 Millions of Dollars Mil. of $
line 73
Federal Agricultural Mortgage Corporation 		Q4 2024 2,136 Millions of Dollars 1,986 Millions of Dollars 1,856 Millions of Dollars Mil. of $
line 74
Farm 		Q4 2024 2,136 Millions of Dollars 1,986 Millions of Dollars 1,856 Millions of Dollars Mil. of $
line 75 Individuals and others
Real Estate Investment Trusts 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
State and Local Governments 		Q4 2024 229,124 Millions of Dollars 233,166 Millions of Dollars 222,790 Millions of Dollars Mil. of $
State and Local Government Employee Defined Benefit Retirement Funds 		Q4 2024 4,394 Millions of Dollars 4,593 Millions of Dollars 4,666 Millions of Dollars Mil. of $
Private Pension Funds 		Q4 2024 11,498 Millions of Dollars 12,692 Millions of Dollars 15,437 Millions of Dollars Mil. of $
Credit Unions 		Q4 2024 756,671 Millions of Dollars 744,579 Millions of Dollars 716,060 Millions of Dollars Mil. of $
Finance Companies 		Q4 2024 324,349 Millions of Dollars 325,577 Millions of Dollars 331,628 Millions of Dollars Mil. of $
Households and Nonprofit Organizations 		Q4 2024 69.035 Billions of Dollars 70.492 Billions of Dollars 74.054 Billions of Dollars Bil. of $
Nonfinancial Corporate Business 		Q4 2024 31.252 Billions of Dollars 31.764 Billions of Dollars 33.356 Billions of Dollars Bil. of $
Nonfinancial Noncorporate Business 		Q4 2024 56.543 Billions of Dollars 56.114 Billions of Dollars 55.165 Billions of Dollars Bil. of $
Property-Casualty Insurance Companies 		Q4 2024 32,477 Millions of Dollars 33,098 Millions of Dollars 32,935 Millions of Dollars Mil. of $
line 76 One- to four-family
Real Estate Investment Trusts 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
State and Local Governments 		Q4 2024 117,993 Millions of Dollars 120,075 Millions of Dollars 114,737 Millions of Dollars Mil. of $
State and Local Government Employee Defined Benefit Retirement Funds 		Q4 2024 1,582 Millions of Dollars 1,653 Millions of Dollars 1,680 Millions of Dollars Mil. of $
Private Pension Funds 		Q4 2024 729 Millions of Dollars 819 Millions of Dollars 991 Millions of Dollars Mil. of $
Credit Unions 		Q4 2024 756,671 Millions of Dollars 744,579 Millions of Dollars 716,060 Millions of Dollars Mil. of $
Finance Companies 		Q4 2024 290,001 Millions of Dollars 291,166 Millions of Dollars 296,211 Millions of Dollars Mil. of $
Households and Nonprofit Organizations 		Q4 2024 54,363 Millions of Dollars 55,235 Millions of Dollars 57,851 Millions of Dollars Mil. of $
Nonfinancial Corporate Business 		Q4 2024 19,423 Millions of Dollars 19,466 Millions of Dollars 20,354 Millions of Dollars Mil. of $
Nonfinancial Noncorporate Business 		Q4 2024 20,592 Millions of Dollars 20,436 Millions of Dollars 20,091 Millions of Dollars Mil. of $
line 77 Multifamily residences
Real Estate Investment Trusts 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
State and Local Governments 		Q4 2024 91,654 Millions of Dollars 93,271 Millions of Dollars 89,116 Millions of Dollars Mil. of $
State and Local Government Employee Defined Benefit Retirement Funds 		Q4 2024 1,318 Millions of Dollars 1,378 Millions of Dollars 1,400 Millions of Dollars Mil. of $
Private Pension Funds 		Q4 2024 1,169 Millions of Dollars 1,312 Millions of Dollars 1,588 Millions of Dollars Mil. of $
Finance Companies 		Q4 2024 12,091 Millions of Dollars 12,312 Millions of Dollars 12,329 Millions of Dollars Mil. of $
Households and Nonprofit Organizations 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
Nonfinancial Corporate Business 		Q4 2024 469 Millions of Dollars 476 Millions of Dollars 500 Millions of Dollars Mil. of $
Nonfinancial Noncorporate Business 		Q4 2024 19,378 Millions of Dollars 19,231 Millions of Dollars 18,906 Millions of Dollars Mil. of $
line 78 Nonfarm, nonresidential
Real Estate Investment Trusts 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
State and Local Governments 		Q4 2024 18,331 Millions of Dollars 18,654 Millions of Dollars 17,823 Millions of Dollars Mil. of $
State and Local Government Employee Defined Benefit Retirement Funds 		Q4 2024 1,494 Millions of Dollars 1,562 Millions of Dollars 1,586 Millions of Dollars Mil. of $
Private Pension Funds 		Q4 2024 9,600 Millions of Dollars 10,561 Millions of Dollars 12,858 Millions of Dollars Mil. of $
Finance Companies 		Q4 2024 22,257 Millions of Dollars 22,099 Millions of Dollars 23,088 Millions of Dollars Mil. of $
Households and Nonprofit Organizations 		Q4 2024 1,529 Millions of Dollars 1,525 Millions of Dollars 1,504 Millions of Dollars Mil. of $
Nonfinancial Corporate Business 		Q4 2024 12,032 Millions of Dollars 12,229 Millions of Dollars 12,842 Millions of Dollars Mil. of $
Nonfinancial Noncorporate Business 		Q4 2024 15,442 Millions of Dollars 15,325 Millions of Dollars 15,065 Millions of Dollars Mil. of $
Property-Casualty Insurance Companies 		Q4 2024 32,477 Millions of Dollars 33,098 Millions of Dollars 32,935 Millions of Dollars Mil. of $
line 79 Farm
State and Local Governments 		Q4 2024 1,146 Millions of Dollars 1,166 Millions of Dollars 1,114 Millions of Dollars Mil. of $
State and Local Government Employee Defined Benefit Retirement Funds 		Q4 2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
Households and Nonprofit Organizations 		Q4 2024 13,143 Millions of Dollars 13,732 Millions of Dollars 14,699 Millions of Dollars Mil. of $
Nonfinancial Noncorporate Business 		Q4 2024 1,131 Millions of Dollars 1,122 Millions of Dollars 1,103 Millions of Dollars Mil. of $
   

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