Equifax Subprime Credit Population, Quarterly

Michigan

Reprinted with permission. Copyright © 2016, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax.

		Percent
	Name	Q3 2025	Q2 2025	Q3 2024
	Alcona County, MI	13.15789	13.33333	14.05405
	Alger County, MI	13.94737	13.40483	13.94737
	Allegan County, MI	17.29352	16.98849	15.75544
	Alpena County, MI	15.84377	15.32793	14.90775
	Antrim County, MI	16.91297	17.19269	16.79261
	Arenac County, MI	16.76471	16.51786	15.60178
	Baraga County, MI	16.55844	17.58958	16.05351
	Barry County, MI	16.63565	16.20509	16.08809
	Bay County, MI	19.28496	19.09876	18.02900
	Benzie County, MI	13.88578	13.41601	11.92661
	Berrien County, MI	21.39656	21.49167	20.76210
	Branch County, MI	23.03274	23.17768	23.02326
	Calhoun County, MI	26.64507	26.24077	25.57540
	Cass County, MI	22.05240	21.24558	20.77059
	Charlevoix County, MI	16.43036	16.65279	16.00000
	Cheboygan County, MI	17.13147	16.60016	16.53355
	Chippewa County, MI	19.88189	19.68400	19.65471
	Clare County, MI	23.82271	24.15692	23.27526
	Clinton County, MI	14.66628	14.54224	14.00237
	Crawford County, MI	22.47934	21.58155	22.40527
	Delta County, MI	16.52031	16.16833	16.41541
	Dickinson County, MI	16.17900	15.33161	15.68966
	Eaton County, MI	19.18558	19.05729	18.73598
	Emmet County, MI	15.54437	15.43327	15.05376
	Genesee County, MI	27.95318	27.72995	26.73081
	Gladwin County, MI	16.19294	15.53063	16.78082
	Gogebic County, MI	19.31260	17.21311	17.78140
	Grand Traverse County, MI	14.06667	14.44791	13.34979
	Gratiot County, MI	21.21783	21.68979	20.42875
	Hillsdale County, MI	22.12526	22.11886	21.96621
	Houghton County, MI	12.21751	12.71307	12.21429
	Huron County, MI	13.37325	12.95925	13.96126
	Ingham County, MI	23.76377	23.47488	22.43976
	Ionia County, MI	20.53925	20.50060	19.56262
	Iosco County, MI	18.87836	19.33439	17.74960
	Iron County, MI	16.54275	16.88555	16.47727
	Isabella County, MI	23.96007	23.36254	21.64775
	Jackson County, MI	22.64124	22.85506	21.91499
	Kalamazoo County, MI	21.23212	21.08073	19.77495
	Kalkaska County, MI	23.88420	24.51456	23.64946
	Kent County, MI	19.24143	18.92795	18.20571
	Keweenaw County, MI	10.86957	12.35955	12.04819
	Lake County, MI	24.40945	24.90040	25.40323
	Lapeer County, MI	17.60165	17.22093	16.57713
	Leelanau County, MI	8.85122	9.02184	7.96626
	Lenawee County, MI	21.48896	21.07244	20.53888
	Livingston County, MI	12.73370	12.72061	11.96885
	Luce County, MI	17.72727	19.44444	16.58986
	Mackinac County, MI	13.78601	13.08017	14.25577
	Macomb County, MI	22.35355	22.03922	20.84767
	Manistee County, MI	19.22723	18.90130	18.41860
	Marquette County, MI	15.18306	15.27878	14.58333
	Mason County, MI	18.74040	18.47826	17.90123
	Mecosta County, MI	22.68409	22.21560	20.30879
	Menominee County, MI	15.76763	16.10879	15.17028
	Midland County, MI	16.08410	15.75773	15.63074
	Missaukee County, MI	24.01747	24.92669	20.81514
	Monroe County, MI	19.78433	19.25787	19.54440
	Montcalm County, MI	20.83173	20.03876	20.72741
	Montmorency County, MI	18.78914	17.85714	17.58475
	Muskegon County, MI	25.06607	24.95349	24.35607
	Newaygo County, MI	20.71753	20.01018	18.99441
	Oakland County, MI	17.06511	16.86914	16.13621
	Oceana County, MI	20.16202	19.96370	19.03019
	Ogemaw County, MI	19.15934	20.21590	18.15446
	Ontonagon County, MI	14.76015	14.18182	14.28571
	Osceola County, MI	23.17189	23.18008	23.12925
	Oscoda County, MI	19.59288	19.74684	19.00000
	Otsego County, MI	20.87459	21.41680	19.86755
	Ottawa County, MI	13.87105	13.59588	12.84464
	Presque Isle County, MI	10.53459	10.00000	9.90712
	Roscommon County, MI	17.91165	17.41935	16.55791
	Saginaw County, MI	23.76166	23.71297	23.20475
	St. Clair County, MI	21.17930	20.98550	19.82597
	St. Joseph County, MI	23.09783	23.60732	22.53026
	Sanilac County, MI	20.03330	19.07418	18.57223
	Schoolcraft County, MI	13.82353	15.20468	15.07246
	Shiawassee County, MI	20.99502	21.18588	20.39125
	Tuscola County, MI	19.65957	18.91323	18.83692
	Van Buren County, MI	21.62990	21.10290	19.79458
	Washtenaw County, MI	15.30192	14.85261	14.30865
	Wayne County, MI	32.47121	32.13300	30.76540
	Wexford County, MI	22.98772	23.14050	21.39406