Equifax Subprime Credit Population, Quarterly

North Carolina

Reprinted with permission. Copyright © 2016, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax.

		Percent
	Name	Q3 2025	Q2 2025	Q3 2024
	Alamance County, NC	28.46830	28.11923	27.32014
	Alexander County, NC	24.87715	24.78580	24.09938
	Alleghany County, NC	17.89264	17.60000	17.38241
	Anson County, NC	39.87792	38.66667	38.78365
	Ashe County, NC	16.34921	16.48000	15.06849
	Avery County, NC	17.89052	16.57754	17.00405
	Beaufort County, NC	26.08897	25.30009	25.74988
	Bertie County, NC	39.60396	39.38650	39.84962
	Bladen County, NC	36.52830	35.31180	34.41022
	Brunswick County, NC	19.18321	19.01926	18.24875
	Buncombe County, NC	19.20954	18.76369	19.34594
	Burke County, NC	27.07323	26.90732	27.19815
	Cabarrus County, NC	26.91499	26.50688	26.21309
	Caldwell County, NC	28.72428	28.60669	28.46575
	Camden County, NC	21.21212	18.39080	17.72908
	Carteret County, NC	18.01372	17.84552	17.61891
	Caswell County, NC	32.57497	33.22949	32.07354
	Catawba County, NC	25.97403	26.04943	25.74707
	Chatham County, NC	14.55970	14.50777	14.72123
	Cherokee County, NC	19.81599	20.17045	20.42705
	Chowan County, NC	28.86435	25.98425	25.15823
	Clay County, NC	17.55319	17.17352	16.48551
	Cleveland County, NC	32.58701	31.87987	31.16477
	Columbus County, NC	37.08207	36.54933	35.46841
	Craven County, NC	26.06110	25.96035	24.90061
	Cumberland County, NC	38.79997	38.53004	37.80218
	Currituck County, NC	20.20275	20.85169	19.75776
	Dare County, NC	15.46122	14.91043	15.01871
	Davidson County, NC	28.38083	28.02606	27.66636
	Davie County, NC	21.68732	20.72115	20.28348
	Duplin County, NC	33.94143	33.41346	33.02708
	Durham County, NC	24.72400	24.69028	24.19711
	Edgecombe County, NC	44.09769	43.85805	43.46815
	Forsyth County, NC	27.53623	27.54423	26.77728
	Franklin County, NC	31.01767	30.67447	28.89312
	Gaston County, NC	30.44472	29.80012	29.91378
	Gates County, NC	28.62595	28.92720	29.29688
	Graham County, NC	27.49326	27.14681	27.93296
	Granville County, NC	29.49612	29.38204	29.05006
	Greene County, NC	37.17277	36.94517	35.90078
	Guilford County, NC	30.64802	30.36087	29.42928
	Halifax County, NC	38.21571	37.92035	37.85361
	Harnett County, NC	31.58714	31.09905	30.25437
	Haywood County, NC	21.29162	21.34003	21.22962
	Henderson County, NC	16.97943	16.58273	16.91723
	Hertford County, NC	38.80240	37.61905	37.61792
	Hoke County, NC	37.99732	36.98198	36.44731
	Hyde County, NC	18.03279	19.68085	16.48936
	Iredell County, NC	24.95732	24.53502	23.90616
	Jackson County, NC	23.77310	23.94095	22.95720
	Johnston County, NC	28.50702	28.46949	27.72780
	Jones County, NC	28.25607	29.89011	29.30649
	Lee County, NC	27.56366	27.34483	27.21893
	Lenoir County, NC	35.78313	34.97378	35.41499
	Lincoln County, NC	22.38701	22.09879	21.88018
	McDowell County, NC	25.85200	26.18235	25.97531
	Macon County, NC	18.41235	18.23725	18.41662
	Madison County, NC	23.95210	23.30294	21.98142
	Martin County, NC	35.27752	33.93025	33.52327
	Mecklenburg County, NC	28.74901	28.37221	27.42363
	Mitchell County, NC	22.14485	21.48876	20.36262
	Montgomery County, NC	29.05282	28.65014	29.24791
	Moore County, NC	16.67674	16.29451	16.04387
	Nash County, NC	35.20397	34.88582	33.30263
	New Hanover County, NC	21.53715	21.30695	20.39077
	Northampton County, NC	36.17021	36.17021	34.31604
	Onslow County, NC	30.17262	29.61923	29.16307
	Orange County, NC	14.88014	14.55892	14.85183
	Pamlico County, NC	24.72441	24.05063	22.41653
	Pasquotank County, NC	32.68912	32.92885	32.22348
	Pender County, NC	23.84980	23.13228	22.52125
	Perquimans County, NC	25.49020	25.44861	26.76519
	Person County, NC	30.56692	29.39447	29.73134
	Pitt County, NC	34.87194	34.66997	33.61204
	Polk County, NC	16.00877	16.22807	17.52464
	Randolph County, NC	27.13520	26.60362	26.25139
	Richmond County, NC	38.61829	38.14741	36.69634
	Robeson County, NC	42.00235	41.62869	41.76366
	Rockingham County, NC	30.88339	30.46857	29.78622
	Rowan County, NC	30.34046	30.06506	29.71315
	Rutherford County, NC	26.87683	26.23377	27.15319
	Sampson County, NC	35.71153	35.66219	35.57312
	Scotland County, NC	41.07649	39.85765	40.45747
	Stanly County, NC	26.35527	25.36853	24.87011
	Stokes County, NC	23.23084	22.95243	22.89333
	Surry County, NC	23.90540	23.48268	22.90875
	Swain County, NC	31.26582	29.74359	27.34177
	Transylvania County, NC	16.96658	16.69853	16.80458
	Tyrrell County, NC	34.16149	32.50000	30.76923
	Union County, NC	21.49359	20.76267	20.05880
	Vance County, NC	42.24270	41.74407	41.39366
	Wake County, NC	20.82236	20.34802	19.88259
	Warren County, NC	30.79710	31.05968	30.97239
	Washington County, NC	35.93466	35.08137	35.10055
	Watauga County, NC	14.31767	14.56583	13.87025
	Wayne County, NC	33.86853	33.66205	33.85507
	Wilkes County, NC	23.54352	23.00855	23.55753
	Wilson County, NC	35.93835	35.46291	34.37415
	Yadkin County, NC	22.58454	23.08157	22.56691
	Yancey County, NC	19.82864	20.22333	19.82652