Annual

L.116 Life Insurance Companies

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/

   

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    1945    
 
 
    2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total financial assets 		2025 11,171,798 Millions of U.S. Dollars 10,325,560 Millions of U.S. Dollars 10,325,560 Millions of U.S. Dollars Mil. of U.S. $
line 2
Checkable deposits and currency 		2025 173,002 Millions of U.S. Dollars 150,587 Millions of U.S. Dollars 150,587 Millions of U.S. Dollars Mil. of U.S. $
line 3
Money market fund shares 		2025 112,567 Millions of U.S. Dollars 102,795 Millions of U.S. Dollars 102,795 Millions of U.S. Dollars Mil. of U.S. $
line 4
Security repurchase agreements 		2025 4,695 Millions of U.S. Dollars 5,394 Millions of U.S. Dollars 5,394 Millions of U.S. Dollars Mil. of U.S. $
line 5
Debt securities 		2025 4,623,805 Millions of U.S. Dollars 4,188,991 Millions of U.S. Dollars 4,188,991 Millions of U.S. Dollars Mil. of U.S. $
line 6
Open market paper 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 7
Treasury securities 		2025 207,297 Millions of U.S. Dollars 187,251 Millions of U.S. Dollars 187,251 Millions of U.S. Dollars Mil. of U.S. $
line 8
Agency- and GSE-backed securities 		2025 293,036 Millions of U.S. Dollars 259,216 Millions of U.S. Dollars 259,216 Millions of U.S. Dollars Mil. of U.S. $
line 9
Municipal securities 		2025 176,503 Millions of U.S. Dollars 170,950 Millions of U.S. Dollars 170,950 Millions of U.S. Dollars Mil. of U.S. $
line 10
Corporate and foreign bonds 		2025 3,922,767 Millions of U.S. Dollars 3,534,986 Millions of U.S. Dollars 3,534,986 Millions of U.S. Dollars Mil. of U.S. $
line 11
Loans 		2025 1,146,197 Millions of U.S. Dollars 1,071,618 Millions of U.S. Dollars 1,071,618 Millions of U.S. Dollars Mil. of U.S. $
line 12
Other loans and advances 		2025 189,740 Millions of U.S. Dollars 179,852 Millions of U.S. Dollars 179,852 Millions of U.S. Dollars Mil. of U.S. $
line 13
Mortgages 		2025 956,457 Millions of U.S. Dollars 891,766 Millions of U.S. Dollars 891,766 Millions of U.S. Dollars Mil. of U.S. $
line 14
Corporate equities 		2025 829,724 Millions of U.S. Dollars 800,533 Millions of U.S. Dollars 800,533 Millions of U.S. Dollars Mil. of U.S. $
line 15
Mutual fund shares 		2025 1,671,748 Millions of U.S. Dollars 1,603,936 Millions of U.S. Dollars 1,603,936 Millions of U.S. Dollars Mil. of U.S. $
line 16
Trade receivables 		2025 163,212 Millions of U.S. Dollars 151,489 Millions of U.S. Dollars 151,489 Millions of U.S. Dollars Mil. of U.S. $
line 17
Life insurance reserves 		2025 328,103 Millions of U.S. Dollars 320,765 Millions of U.S. Dollars 320,765 Millions of U.S. Dollars Mil. of U.S. $
line 18
Pension entitlements 		2025 756,709 Millions of U.S. Dollars 704,706 Millions of U.S. Dollars 704,706 Millions of U.S. Dollars Mil. of U.S. $
line 19
U.S. direct investment abroad 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 20
Miscellaneous assets 		2025 1,292,854 Millions of U.S. Dollars 1,175,561 Millions of U.S. Dollars 1,175,561 Millions of U.S. Dollars Mil. of U.S. $
line 21
Equity in FHLB 		2025 12,689 Millions of U.S. Dollars 10,584 Millions of U.S. Dollars 10,584 Millions of U.S. Dollars Mil. of U.S. $
line 22
Deferred and unpaid life ins. premiums 		2025 41,140 Millions of U.S. Dollars 39,530 Millions of U.S. Dollars 39,530 Millions of U.S. Dollars Mil. of U.S. $
line 23
Other reserves 		2025 90,047 Millions of U.S. Dollars 90,047 Millions of U.S. Dollars 90,047 Millions of U.S. Dollars Mil. of U.S. $
line 24
Other 		2025 1,161,667 Millions of U.S. Dollars 1,045,984 Millions of U.S. Dollars 1,045,984 Millions of U.S. Dollars Mil. of U.S. $
line 25
Total liabilities 		2025 10,721,426 Millions of U.S. Dollars 10,021,779 Millions of U.S. Dollars 10,021,779 Millions of U.S. Dollars Mil. of U.S. $
line 26
Security repurchase agreements 		2025 36,119 Millions of U.S. Dollars 41,684 Millions of U.S. Dollars 41,684 Millions of U.S. Dollars Mil. of U.S. $
line 27
Loans (other loans and advances) 		2025 173,659 Millions of U.S. Dollars 156,705 Millions of U.S. Dollars 156,705 Millions of U.S. Dollars Mil. of U.S. $
line 28
Trade payables 		2025 634,483 Millions of U.S. Dollars 580,872 Millions of U.S. Dollars 580,872 Millions of U.S. Dollars Mil. of U.S. $
line 29
Life insurance reserves 		2025 2,627,560 Millions of U.S. Dollars 2,576,601 Millions of U.S. Dollars 2,576,601 Millions of U.S. Dollars Mil. of U.S. $
line 30
Pension entitlements 		2025 4,868,712 Millions of U.S. Dollars 4,537,395 Millions of U.S. Dollars 4,537,395 Millions of U.S. Dollars Mil. of U.S. $
line 31
Taxes payable 		2025 5,740 Millions of U.S. Dollars 5,381 Millions of U.S. Dollars 5,381 Millions of U.S. Dollars Mil. of U.S. $
line 32
Foreign direct investment in U.S. 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 33
Miscellaneous liabilities 		2025 2,371,920 Millions of U.S. Dollars 2,119,289 Millions of U.S. Dollars 2,119,289 Millions of U.S. Dollars Mil. of U.S. $
line 34
Investment by parent companies 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 35
Funding agreements backing securities 		2025 280,472 Millions of U.S. Dollars 221,161 Millions of U.S. Dollars 221,161 Millions of U.S. Dollars Mil. of U.S. $
line 36
Other reserves 		2025 502,413 Millions of U.S. Dollars 501,826 Millions of U.S. Dollars 501,826 Millions of U.S. Dollars Mil. of U.S. $
line 37
Unallocated insurance contracts 		2025 942,925 Millions of U.S. Dollars 915,564 Millions of U.S. Dollars 915,564 Millions of U.S. Dollars Mil. of U.S. $
line 38
Other 		2025 646,110 Millions of U.S. Dollars 480,738 Millions of U.S. Dollars 480,738 Millions of U.S. Dollars Mil. of U.S. $
Memo:
line 39
Securities lending 		2025 51,941 Millions of U.S. Dollars 45,513 Millions of U.S. Dollars 45,513 Millions of U.S. Dollars Mil. of U.S. $
line 40
Direct reserve 		2025 8,755,275 Millions of U.S. Dollars 8,292,702 Millions of U.S. Dollars 8,292,702 Millions of U.S. Dollars Mil. of U.S. $
line 41
Reinsured to U.S. reinsurers 		2025 1,098,106 Millions of U.S. Dollars 1,051,548 Millions of U.S. Dollars 1,051,548 Millions of U.S. Dollars Mil. of U.S. $
line 42
Reinsured to non-U.S. reinsurers 		2025 1,196,231 Millions of U.S. Dollars 1,129,763 Millions of U.S. Dollars 1,129,763 Millions of U.S. Dollars Mil. of U.S. $
line 43
Reinsured from non-U.S. reinsurers 		2025 4,384 Millions of U.S. Dollars 4,124 Millions of U.S. Dollars 4,124 Millions of U.S. Dollars Mil. of U.S. $
   

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