Quarterly

L.105 General Government

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/

   

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    Q4 1945    
 
 
    Q4 2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total financial assets 		Q4 2025 10,955,763 Millions of U.S. Dollars 10,724,603 Millions of U.S. Dollars 9,798,551 Millions of U.S. Dollars Mil. of U.S. $
line 2
U.S. official reserve assets 		Q4 2025 1,350,490 Millions of U.S. Dollars 1,225,321 Millions of U.S. Dollars 892,721 Millions of U.S. Dollars Mil. of U.S. $
line 3
Checkable deposits and currency 		Q4 2025 1,309,545 Millions of U.S. Dollars 1,284,792 Millions of U.S. Dollars 1,119,056 Millions of U.S. Dollars Mil. of U.S. $
line 4
Time and savings deposits 		Q4 2025 355,139 Millions of U.S. Dollars 354,429 Millions of U.S. Dollars 375,573 Millions of U.S. Dollars Mil. of U.S. $
line 5
Money market fund shares 		Q4 2025 92,594 Millions of U.S. Dollars 87,550 Millions of U.S. Dollars 81,912 Millions of U.S. Dollars Mil. of U.S. $
line 6
Security repurchase agreements 		Q4 2025 233,591 Millions of U.S. Dollars 236,724 Millions of U.S. Dollars 221,831 Millions of U.S. Dollars Mil. of U.S. $
line 7
Debt securities 		Q4 2025 2,669,870 Millions of U.S. Dollars 2,698,772 Millions of U.S. Dollars 2,519,313 Millions of U.S. Dollars Mil. of U.S. $
line 8
Open market paper 		Q4 2025 296,754 Millions of U.S. Dollars 294,010 Millions of U.S. Dollars 264,375 Millions of U.S. Dollars Mil. of U.S. $
line 9
Treasury securities 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 10
Agency- and GSE-backed securities 		Q4 2025 449,963 Millions of U.S. Dollars 455,999 Millions of U.S. Dollars 427,311 Millions of U.S. Dollars Mil. of U.S. $
line 11
Municipal securities 		Q4 2025 48,481 Millions of U.S. Dollars 49,131 Millions of U.S. Dollars 46,040 Millions of U.S. Dollars Mil. of U.S. $
line 12
Corporate and foreign bonds 		Q4 2025 321,411 Millions of U.S. Dollars 325,534 Millions of U.S. Dollars 306,521 Millions of U.S. Dollars Mil. of U.S. $
line 13
Loans 		Q4 2025 2,730,719 Millions of U.S. Dollars 2,669,394 Millions of U.S. Dollars 2,586,229 Millions of U.S. Dollars Mil. of U.S. $
line 14
Mortgages 		Q4 2025 439,557 Millions of U.S. Dollars 435,525 Millions of U.S. Dollars 417,577 Millions of U.S. Dollars Mil. of U.S. $
line 15
Consumer credit 		Q4 2025 1,581,125 Millions of U.S. Dollars 1,573,310 Millions of U.S. Dollars 1,517,974 Millions of U.S. Dollars Mil. of U.S. $
line 16
Other loans and advances 		Q4 2025 627,650 Millions of U.S. Dollars 572,603 Millions of U.S. Dollars 552,072 Millions of U.S. Dollars Mil. of U.S. $
line 17
Corporate equities 		Q4 2025 531,583 Millions of U.S. Dollars 518,274 Millions of U.S. Dollars 454,669 Millions of U.S. Dollars Mil. of U.S. $
line 18
Mutual fund shares 		Q4 2025 69,302 Millions of U.S. Dollars 70,232 Millions of U.S. Dollars 65,813 Millions of U.S. Dollars Mil. of U.S. $
line 19
Trade receivables 		Q4 2025 490,409 Millions of U.S. Dollars 488,429 Millions of U.S. Dollars 456,034 Millions of U.S. Dollars Mil. of U.S. $
line 20
Taxes receivable 		Q4 2025 780,723 Millions of U.S. Dollars 748,931 Millions of U.S. Dollars 704,803 Millions of U.S. Dollars Mil. of U.S. $
line 21
Miscellaneous assets 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 22
Total liabilities 		Q4 2025 43,808,277 Millions of U.S. Dollars 43,259,419 Millions of U.S. Dollars 41,874,638 Millions of U.S. Dollars Mil. of U.S. $
line 23
SDR allocations 		Q4 2025 157,303 Millions of U.S. Dollars 157,473 Millions of U.S. Dollars 149,795 Millions of U.S. Dollars Mil. of U.S. $
line 24
SDR certificates 		Q4 2025 15,200 Millions of U.S. Dollars 15,200 Millions of U.S. Dollars 15,200 Millions of U.S. Dollars Mil. of U.S. $
line 25
Treasury currency 		Q4 2025 52,878 Millions of U.S. Dollars 52,696 Millions of U.S. Dollars 52,497 Millions of U.S. Dollars Mil. of U.S. $
line 26
Debt securities 		Q4 2025 33,611,103 Millions of U.S. Dollars 33,084,161 Millions of U.S. Dollars 31,522,179 Millions of U.S. Dollars Mil. of U.S. $
line 27
Treasury securities 		Q4 2025 30,069,641 Millions of U.S. Dollars 29,571,648 Millions of U.S. Dollars 28,139,470 Millions of U.S. Dollars Mil. of U.S. $
line 28
Budget agency securities 		Q4 2025 21,894 Millions of U.S. Dollars 22,067 Millions of U.S. Dollars 20,455 Millions of U.S. Dollars Mil. of U.S. $
line 29
Municipal securities 		Q4 2025 3,519,568 Millions of U.S. Dollars 3,490,446 Millions of U.S. Dollars 3,362,254 Millions of U.S. Dollars Mil. of U.S. $
line 30
Loans 		Q4 2025 3,964,375 Millions of U.S. Dollars 3,663,033 Millions of U.S. Dollars 3,593,967 Millions of U.S. Dollars Mil. of U.S. $
line 31
Multifamily residential mortgages 		Q4 2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 32
Other loans and advances 		Q4 2025 3,843,651 Millions of U.S. Dollars 3,546,087 Millions of U.S. Dollars 3,482,275 Millions of U.S. Dollars Mil. of U.S. $
line 33
Trade payables 		Q4 2025 2,123,722 Millions of U.S. Dollars 2,088,444 Millions of U.S. Dollars 1,987,318 Millions of U.S. Dollars Mil. of U.S. $
line 34
Insurance reserves 		Q4 2025 59,077 Millions of U.S. Dollars 58,942 Millions of U.S. Dollars 56,507 Millions of U.S. Dollars Mil. of U.S. $
line 35
Miscellaneous liabilities 		Q4 2025 3,839,819 Millions of U.S. Dollars 4,154,670 Millions of U.S. Dollars 4,512,375 Millions of U.S. Dollars Mil. of U.S. $
Memo:
line 36
Total financial assets (consolidated) 		Q4 2025 9,245,433 Millions of U.S. Dollars 8,987,412 Millions of U.S. Dollars 8,153,357 Millions of U.S. Dollars Mil. of U.S. $
line 37
Total liabilities (consolidated) 		Q4 2025 42,097,947 Millions of U.S. Dollars 41,522,228 Millions of U.S. Dollars 40,229,444 Millions of U.S. Dollars Mil. of U.S. $
   

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