Quarterly

L.109 Monetary Authority

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    Q4 1945    
 
 
    Q4 2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total financial assets 		Q4 2025 5,783,181 Millions of U.S. Dollars 5,730,843 Millions of U.S. Dollars 5,779,485 Millions of U.S. Dollars Mil. of U.S. $
line 2
U.S. official reserve assets 		Q4 2025 30,256 Millions of U.S. Dollars 30,406 Millions of U.S. Dollars 28,261 Millions of U.S. Dollars Mil. of U.S. $
line 3
SDR certificates 		Q4 2025 15,200 Millions of U.S. Dollars 15,200 Millions of U.S. Dollars 15,200 Millions of U.S. Dollars Mil. of U.S. $
line 4
Treasury currency 		Q4 2025 1,481 Millions of U.S. Dollars 1,483 Millions of U.S. Dollars 1,478 Millions of U.S. Dollars Mil. of U.S. $
line 5
Federal Reserve float 		Q4 2025 -1,094 Millions of U.S. Dollars -675 Millions of U.S. Dollars -1,089 Millions of U.S. Dollars Mil. of U.S. $
line 6
Interbank loans 		Q4 2025 9,689 Millions of U.S. Dollars 8,159 Millions of U.S. Dollars 8,649 Millions of U.S. Dollars Mil. of U.S. $
line 7
Discount window 		Q4 2025 9,677 Millions of U.S. Dollars 8,149 Millions of U.S. Dollars 3,255 Millions of U.S. Dollars Mil. of U.S. $
line 8
AMLF 		Q4 2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 9
Security repurchase agreements 		Q4 2025 74,600 Millions of U.S. Dollars 6,000 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 10
Debt securities 		Q4 2025 5,624,620 Millions of U.S. Dollars 5,641,520 Millions of U.S. Dollars 5,695,449 Millions of U.S. Dollars Mil. of U.S. $
line 11
Open market paper 		Q4 2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 12
Treasury securities 		Q4 2025 3,859,231 Millions of U.S. Dollars 3,830,924 Millions of U.S. Dollars 3,819,872 Millions of U.S. Dollars Mil. of U.S. $
line 13
Treasury bills 		Q4 2025 231,856 Millions of U.S. Dollars 193,940 Millions of U.S. Dollars 193,456 Millions of U.S. Dollars Mil. of U.S. $
line 14
Other Treasury securities 		Q4 2025 3,627,375 Millions of U.S. Dollars 3,636,984 Millions of U.S. Dollars 3,626,416 Millions of U.S. Dollars Mil. of U.S. $
line 15
Agency- and GSE-backed securities 		Q4 2025 1,759,919 Millions of U.S. Dollars 1,805,241 Millions of U.S. Dollars 1,869,092 Millions of U.S. Dollars Mil. of U.S. $
line 16
Mortgage-backed securities 		Q4 2025 1,757,273 Millions of U.S. Dollars 1,802,598 Millions of U.S. Dollars 1,866,490 Millions of U.S. Dollars Mil. of U.S. $
line 17
Other agency- and GSE-backed securities 		Q4 2025 2,646 Millions of U.S. Dollars 2,643 Millions of U.S. Dollars 2,602 Millions of U.S. Dollars Mil. of U.S. $
line 18
Loans (depository institution loans n.e.c.) 		Q4 2025 95 Millions of U.S. Dollars 1,352 Millions of U.S. Dollars 4,563 Millions of U.S. Dollars Mil. of U.S. $
line 19
Corporate equities 		Q4 2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 20
Miscellaneous assets 		Q4 2025 59,560 Millions of U.S. Dollars 58,950 Millions of U.S. Dollars 58,576 Millions of U.S. Dollars Mil. of U.S. $
line 21
Nonofficial foreign currencies 		Q4 2025 481 Millions of U.S. Dollars 40 Millions of U.S. Dollars 1,120 Millions of U.S. Dollars Mil. of U.S. $
line 22
Other 		Q4 2025 33,323 Millions of U.S. Dollars 32,713 Millions of U.S. Dollars 32,339 Millions of U.S. Dollars Mil. of U.S. $
line 23
Total liabilities 		Q4 2025 6,602,186 Millions of U.S. Dollars 6,554,130 Millions of U.S. Dollars 6,814,433 Millions of U.S. Dollars Mil. of U.S. $
line 24
Depository institution reserves 		Q4 2025 2,853,441 Millions of U.S. Dollars 2,858,504 Millions of U.S. Dollars 2,892,363 Millions of U.S. Dollars Mil. of U.S. $
line 25
Vault cash of depository institutions 		Q4 2025 85,552 Millions of U.S. Dollars 75,811 Millions of U.S. Dollars 86,450 Millions of U.S. Dollars Mil. of U.S. $
line 26
Checkable deposits and currency 		Q4 2025 3,511,975 Millions of U.S. Dollars 3,492,941 Millions of U.S. Dollars 3,231,293 Millions of U.S. Dollars Mil. of U.S. $
line 27
Due to federal government 		Q4 2025 873,174 Millions of U.S. Dollars 891,181 Millions of U.S. Dollars 722,208 Millions of U.S. Dollars Mil. of U.S. $
line 28
Treasury cash holdings 		Q4 2025 321 Millions of U.S. Dollars 356 Millions of U.S. Dollars 316 Millions of U.S. Dollars Mil. of U.S. $
line 29
Treasury general deposit account 		Q4 2025 872,853 Millions of U.S. Dollars 890,825 Millions of U.S. Dollars 721,892 Millions of U.S. Dollars Mil. of U.S. $
line 30
Treasury temporary supplementary financing account 		Q4 2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 31
Due to rest of the world 		Q4 2025 9,467 Millions of U.S. Dollars 9,463 Millions of U.S. Dollars 9,716 Millions of U.S. Dollars Mil. of U.S. $
line 32
Due to government-sponsored enterprises 		Q4 2025 32,437 Millions of U.S. Dollars 29,100 Millions of U.S. Dollars 26,409 Millions of U.S. Dollars Mil. of U.S. $
line 33
Currency outside banks 		Q4 2025 2,307,114 Millions of U.S. Dollars 2,283,257 Millions of U.S. Dollars 2,234,292 Millions of U.S. Dollars Mil. of U.S. $
line 34
Security repurchase agreements 		Q4 2025 462,198 Millions of U.S. Dollars 425,284 Millions of U.S. Dollars 888,395 Millions of U.S. Dollars Mil. of U.S. $
line 35
Reverse repurchase agreement operations 		Q4 2025 105,993 Millions of U.S. Dollars 49,071 Millions of U.S. Dollars 473,460 Millions of U.S. Dollars Mil. of U.S. $
line 36
Other 		Q4 2025 356,205 Millions of U.S. Dollars 376,213 Millions of U.S. Dollars 414,935 Millions of U.S. Dollars Mil. of U.S. $
line 37
Miscellaneous liabilities 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 38
Federal Reserve Bank stock 		Q4 2025 39,152 Millions of U.S. Dollars 38,966 Millions of U.S. Dollars 37,182 Millions of U.S. Dollars Mil. of U.S. $
line 39
Other 		Q4 2025 -225,428 Millions of U.S. Dollars -222,599 Millions of U.S. Dollars -197,618 Millions of U.S. Dollars Mil. of U.S. $
   

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