Federal Reserve Economic Data

Quarterly

L.114 Credit Unions


The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

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Please select a date range

    Q4 1945    
 
 
    Q1 2025
Millions of Dollars
Line Name Period Value Preceding
Period
Year Ago
from Period
line 1
Total financial assets
Q1 2025 2,324,139 2,270,349 2,266,715
line 2
Reserves at Federal Reserve
Q1 2025 167,373 135,206 177,836
line 3
Federal funds and security repos
Q1 2025 54 52 53
line 4
Debt securities
Q1 2025 354,614 344,808 348,402
line 5
Open market paper
Q1 2025 60 60 0
line 6
Treasury securities
Q1 2025 63,274 63,011 67,102
line 7
Agency- and GSE-backed securities
Q1 2025 255,782 247,949 249,193
line 8
Municipal securities
Q1 2025 10,094 10,084 10,630
line 9
Corporate and foreign bonds
Q1 2025 25,404 23,704 21,477
line 10
Loans
Q1 2025 1,671,569 1,663,553 1,618,576
line 11
Depository institution loans n.e.c.
Q1 2025 92,050 92,926 92,737
line 12
Home mortgages
Q1 2025 764,792 756,671 720,668
line 13
Consumer credit
Q1 2025 646,685 650,114 654,456
line 14
Mutual fund shares
Q1 2025 3,349 3,450 3,751
line 15
Miscellaneous assets
. . . .
line 16
Total liabilities
Q1 2025 2,157,173 2,105,219 2,119,808
line 17
Net interbank liabilities
. . . .
line 18
Checkable deposits
Q1 2025 402,416 383,026 385,977
line 19
Time and savings deposits
Q1 2025 1,638,113 1,596,133 1,568,260
line 20
Federal funds and security repos
Q1 2025 0 0 0
line 21
Loans (other loans and advances)
Q1 2025 83,100 90,398 78,741
line 22
Miscellaneous liabilities
Q1 2025 33,544 35,662 86,830
Memo:
line 23
Uninsured deposits
Q1 2025 185,246 177,900 163,697
   

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