Annual

F.216 Other Loans and Advances


The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/


   

Please select a date range

    1946    
 
 
    2025
Millions of U.S. Dollars
Line Name 2025 Preceding
Period
Year Ago
from Period
line 1
Net change in total other loans and advances
790,485 490,205 490,205
line 2
U.S. government loans
31,283 39,576 39,576
Liabilities:
line 3
Household sector
21,210 9,289 9,289
line 4
Nonfinancial corporate business
9,715 3,041 3,041
line 5
Nonfinancial noncorporate business
6,329 1,977 1,977
line 6
State and local governments
719 1,214 1,214
line 7
Government-sponsored enterprises
0 0 0
line 8
Finance companies
0 0 0
line 9
Funding corporations
0 0 0
line 10
Rest of the world
-6,690 24,055 24,055
line 11
Federal government retirement funds' loans
0 0 0
line 12
Liab.: Federal government
0 0 0
line 13
Foreign loans to U.S. corporate business
46,715 503 503
line 14
Liab.: Nonfinancial corporate business
46,715 503 503
Customers' liability on acceptances outstanding
Assets:
line 15
U.S.-chartered depository institutions
0 0 0
line 16
Foreign banking offices in U.S.
0 0 0
Liabilities:
line 17
Nonfinancial corporate business
0 0 0
line 18
Rest of the world
0 0 0
line 19
Holding company loans
1,162 7,224 7,224
Liabilities:
line 20
Nonfinancial corporate business
1,367 7,151 7,151
line 21
Rest of the world
-205 73 73
line 22
Policy loans (Household liability)
3,925 8,761 8,761
Assets:
line 23
Federal government
1 0 0
line 24
Life insurance companies
3,924 8,761 8,761
line 25
Federal Home Loan Banks advances
-59,955 -58,213 -58,213
Liabilities:
line 26
U.S.-chartered depository institutions
-69,672 -81,129 -81,129
line 27
Credit unions
-6,986 5,126 5,126
line 28
Property-casualty insurance companies
-246 -733 -733
line 29
Life insurance companies
16,954 18,580 18,580
line 30
Finance companies
-5 58 58
line 31
Real estate investment trusts
0 -115 -115
line 32
Govt.-sponsored enterprises loans
17,625 21,321 21,321
Liabilities:
line 33
Household sector (SLMA)
0 0 0
line 34
Nonfinancial corporate business (FCS)
1,897 2,723 2,723
line 35
Nonfinancial noncorporate business (FCS)
15,728 18,598 18,598
line 36
U.S.-chartered depository inst. (SLMA)
0 0 0
line 37
Securitized loans held by ABS issuers
163 -2,481 -2,481
line 38
Liab.: Nonfinancial corporate business
163 -2,481 -2,481
line 39
Finance company loans to business
9,568 50,484 50,484
Liabilities:
line 40
Nonfinancial corporate business
7,682 45,120 45,120
line 41
Nonfinancial noncorporate business
957 4,289 4,289
line 42
Margin accounts at brokers and dealers
124,160 87,576 87,576
line 43
Liab.: Household sector
124,160 87,576 87,576
line 44
Cash accounts at brokers and dealers
95,100 322 322
line 45
Asset: Household sector
95,100 322 322
line 46
Loans to nonfinancial corporate business
73,595 56,450 56,450
Assets:
line 47
Household sector
38,189 19,570 19,570
line 48
Life insurance companies
5,964 -75 -75
line 49
Mutual funds
-5,064 11,802 11,802
line 50
ABS issuers
25,937 32,475 32,475
line 51
Brokers and dealers
5,042 -6,715 -6,715
line 52
Funding corporations
3,527 -607 -607
   

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