Federal Reserve Economic Data

Quarterly

L.204 Checkable Deposits and Currency

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/

   

Please select a date range

    Q4 1945    
 
 
    Q2 2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total liabilities 		Q2 2025 10,514,038 Millions of Dollars 10,313,344 Millions of Dollars 10,071,171 Millions of Dollars Mil. of $
line 2
Monetary authority 		Q2 2025 3,043,786 Millions of Dollars 2,941,386 Millions of Dollars 3,254,045 Millions of Dollars Mil. of $
line 3
Federal government cash and deposits 		Q2 2025 457,418 Millions of Dollars 406,222 Millions of Dollars 778,207 Millions of Dollars Mil. of $
line 4
Due to government-sponsored enterprises 		Q2 2025 28,389 Millions of Dollars 27,887 Millions of Dollars 26,696 Millions of Dollars Mil. of $
line 5
Deposits due to foreign 		Q2 2025 9,465 Millions of Dollars 9,469 Millions of Dollars 9,715 Millions of Dollars Mil. of $
line 6
Currency outside banks 		Q2 2025 2,266,371 Millions of Dollars 2,245,615 Millions of Dollars 2,221,266 Millions of Dollars Mil. of $
line 7
U.S.-chartered depository institutions 		Q2 2025 6,648,804 Millions of Dollars 6,543,516 Millions of Dollars 6,065,728 Millions of Dollars Mil. of $
line 8
Federal government deposits 		Q2 2025 5,552 Millions of Dollars 5,597 Millions of Dollars 5,689 Millions of Dollars Mil. of $
line 9
Deposits due to foreign 		Q2 2025 93,231 Millions of Dollars 83,584 Millions of Dollars 93,683 Millions of Dollars Mil. of $
line 10
Private domestic deposits 		Q2 2025 6,160,796 Millions of Dollars 6,060,221 Millions of Dollars 5,598,066 Millions of Dollars Mil. of $
line 11
Foreign banking offices in U.S. 		Q2 2025 369,601 Millions of Dollars 370,375 Millions of Dollars 313,371 Millions of Dollars Mil. of $
line 12
Deposits due to foreign 		Q2 2025 122,882 Millions of Dollars 122,602 Millions of Dollars 103,542 Millions of Dollars Mil. of $
line 13
Private domestic deposits 		Q2 2025 246,719 Millions of Dollars 247,773 Millions of Dollars 209,829 Millions of Dollars Mil. of $
line 14
Banks in U.S.-affiliated areas 		Q2 2025 56,577 Millions of Dollars 55,655 Millions of Dollars 56,753 Millions of Dollars Mil. of $
line 15
Credit unions 		Q2 2025 395,270 Millions of Dollars 402,412 Millions of Dollars 381,274 Millions of Dollars Mil. of $
line 16
Total assets 		Q2 2025 10,514,038 Millions of Dollars 10,313,344 Millions of Dollars 10,071,171 Millions of Dollars Mil. of $
line 17
Household sector 		Q2 2025 4,890.857 Billions of Dollars 4,884.860 Billions of Dollars 4,517.117 Billions of Dollars Bil. of $
line 18
Nonfinancial business 		Q2 2025 2,724,672 Millions of Dollars 2,665,472 Millions of Dollars 2,504,568 Millions of Dollars Mil. of $
line 19
Corporate 		Q2 2025 2,149.601 Billions of Dollars 2,101.816 Billions of Dollars 1,949.778 Billions of Dollars Bil. of $
line 20
Noncorporate 		Q2 2025 532.590 Billions of Dollars 529.638 Billions of Dollars 516.067 Billions of Dollars Bil. of $
line 21
Federal government 		Q2 2025 460,635 Millions of Dollars 410,956 Millions of Dollars 785,665 Millions of Dollars Mil. of $
line 22
State and local governments 		Q2 2025 389,225 Millions of Dollars 394,114 Millions of Dollars 368,290 Millions of Dollars Mil. of $
line 23
Domestic financial sectors 		Q2 2025 807,909 Millions of Dollars 736,857 Millions of Dollars 689,077 Millions of Dollars Mil. of $
line 24
Property-casualty insurance companies 		Q2 2025 78,239 Millions of Dollars 56,895 Millions of Dollars 54,253 Millions of Dollars Mil. of $
line 25
Life insurance companies 		Q2 2025 160,306 Millions of Dollars 146,894 Millions of Dollars 142,707 Millions of Dollars Mil. of $
line 26
Private pension funds 		Q2 2025 11,982 Millions of Dollars 12,899 Millions of Dollars 15,919 Millions of Dollars Mil. of $
line 27
Federal government retirement funds 		Q2 2025 1,153 Millions of Dollars 1,077 Millions of Dollars 848 Millions of Dollars Mil. of $
line 28
State and local govt. retirement funds 		Q2 2025 39,091 Millions of Dollars 39,659 Millions of Dollars 39,744 Millions of Dollars Mil. of $
line 29
Money market funds 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 30
Government-sponsored enterprises 		Q2 2025 46,743 Millions of Dollars 48,751 Millions of Dollars 51,321 Millions of Dollars Mil. of $
line 31
Finance companies 		Q2 2025 13,021 Millions of Dollars 14,503 Millions of Dollars 11,186 Millions of Dollars Mil. of $
line 32
REITs 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 33
Brokers and dealers 		Q2 2025 138,265 Millions of Dollars 128,205 Millions of Dollars 119,578 Millions of Dollars Mil. of $
line 34
Rest of the world 		Q2 2025 1,286,586 Millions of Dollars 1,268,275 Millions of Dollars 1,256,337 Millions of Dollars Mil. of $
line 35
Checkable deposits 		Q2 2025 225,578 Millions of Dollars 215,655 Millions of Dollars 206,940 Millions of Dollars Mil. of $
line 36
Currency 		Q2 2025 1,061,008 Millions of Dollars 1,052,620 Millions of Dollars 1,049,397 Millions of Dollars Mil. of $
line 37
Mail float 		Q2 2025 7,343 Millions of Dollars 5,817 Millions of Dollars 3,097 Millions of Dollars Mil. of $
   

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