Quarterly

L.217 Total Mortgages

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

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    Q4 1945    
 
 
    Q4 2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total mortgages 		Q4 2025 21,559,615 Millions of U.S. Dollars 21,365,710 Millions of U.S. Dollars 20,868,189 Millions of U.S. Dollars Mil. of U.S. $
line 2
Home 		Q4 2025 14,770,058 Millions of U.S. Dollars 14,665,725 Millions of U.S. Dollars 14,359,193 Millions of U.S. Dollars Mil. of U.S. $
line 3
Multifamily residential 		Q4 2025 2,446,661 Millions of U.S. Dollars 2,392,517 Millions of U.S. Dollars 2,305,413 Millions of U.S. Dollars Mil. of U.S. $
line 4
Commercial 		Q4 2025 3,956,995 Millions of U.S. Dollars 3,926,256 Millions of U.S. Dollars 3,836,283 Millions of U.S. Dollars Mil. of U.S. $
line 5
Farm 		Q4 2025 385,900 Millions of U.S. Dollars 381,212 Millions of U.S. Dollars 367,300 Millions of U.S. Dollars Mil. of U.S. $
line 6
Total liabilities 		Q4 2025 21,559,615 Millions of U.S. Dollars 21,365,710 Millions of U.S. Dollars 20,868,189 Millions of U.S. Dollars Mil. of U.S. $
line 7
Household sector 		Q4 2025 14,356,397 Millions of U.S. Dollars 14,245,615 Millions of U.S. Dollars 13,929,967 Millions of U.S. Dollars Mil. of U.S. $
line 8
Nonfinancial business 		Q4 2025 7,203,217 Millions of U.S. Dollars 7,120,095 Millions of U.S. Dollars 6,938,222 Millions of U.S. Dollars Mil. of U.S. $
line 9
Corporate 		Q4 2025 1,444,719 Millions of U.S. Dollars 1,429,377 Millions of U.S. Dollars 1,385,073 Millions of U.S. Dollars Mil. of U.S. $
line 10
Noncorporate 		Q4 2025 5,758,498 Millions of U.S. Dollars 5,690,718 Millions of U.S. Dollars 5,553,149 Millions of U.S. Dollars Mil. of U.S. $
line 11
Federal government 		Q4 2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 12
REITs 		Q4 2025 235,951 Millions of U.S. Dollars 238,654 Millions of U.S. Dollars 247,171 Millions of U.S. Dollars Mil. of U.S. $
line 13
Total assets 		Q4 2025 21,559,615 Millions of U.S. Dollars 21,365,710 Millions of U.S. Dollars 20,868,189 Millions of U.S. Dollars Mil. of U.S. $
line 14
Household sector 		Q4 2025 64,526 Millions of U.S. Dollars 65,996 Millions of U.S. Dollars 70,381 Millions of U.S. Dollars Mil. of U.S. $
line 15
Nonfinancial corporate business 		Q4 2025 48,335 Millions of U.S. Dollars 48,279 Millions of U.S. Dollars 48,114 Millions of U.S. Dollars Mil. of U.S. $
line 16
Nonfinancial noncorporate business 		Q4 2025 58,108 Millions of U.S. Dollars 57,548 Millions of U.S. Dollars 56,543 Millions of U.S. Dollars Mil. of U.S. $
line 17
Federal government 		Q4 2025 191,493 Millions of U.S. Dollars 191,140 Millions of U.S. Dollars 183,905 Millions of U.S. Dollars Mil. of U.S. $
line 18
State and local governments 		Q4 2025 248,064 Millions of U.S. Dollars 244,385 Millions of U.S. Dollars 233,672 Millions of U.S. Dollars Mil. of U.S. $
line 19
U.S.-chartered depository institutions 		Q4 2025 6,096,485 Millions of U.S. Dollars 6,051,441 Millions of U.S. Dollars 5,971,084 Millions of U.S. Dollars Mil. of U.S. $
line 20
Foreign banking offices in U.S. 		Q4 2025 117,170 Millions of U.S. Dollars 115,023 Millions of U.S. Dollars 114,326 Millions of U.S. Dollars Mil. of U.S. $
line 21
Banks in U.S.-affiliated areas 		Q4 2025 24,182 Millions of U.S. Dollars 23,910 Millions of U.S. Dollars 23,613 Millions of U.S. Dollars Mil. of U.S. $
line 22
Credit unions 		Q4 2025 809,897 Millions of U.S. Dollars 798,099 Millions of U.S. Dollars 756,725 Millions of U.S. Dollars Mil. of U.S. $
line 23
Property-casualty insurance companies 		Q4 2025 33,120 Millions of U.S. Dollars 33,236 Millions of U.S. Dollars 32,440 Millions of U.S. Dollars Mil. of U.S. $
line 24
Life insurance companies 		Q4 2025 956,457 Millions of U.S. Dollars 934,456 Millions of U.S. Dollars 891,766 Millions of U.S. Dollars Mil. of U.S. $
line 25
Private pension funds 		Q4 2025 31,498 Millions of U.S. Dollars 30,659 Millions of U.S. Dollars 28,543 Millions of U.S. Dollars Mil. of U.S. $
line 26
State and local govt. retirement funds 		Q4 2025 5,273 Millions of U.S. Dollars 5,356 Millions of U.S. Dollars 5,210 Millions of U.S. Dollars Mil. of U.S. $
line 27
Government-sponsored enterprises 		Q4 2025 7,668,240 Millions of U.S. Dollars 7,622,381 Millions of U.S. Dollars 7,553,452 Millions of U.S. Dollars Mil. of U.S. $
line 28
Agency- and GSE-backed mortgage pools 		Q4 2025 3,209,878 Millions of U.S. Dollars 3,172,708 Millions of U.S. Dollars 3,044,587 Millions of U.S. Dollars Mil. of U.S. $
line 29
ABS issuers 		Q4 2025 1,099,304 Millions of U.S. Dollars 1,083,851 Millions of U.S. Dollars 993,482 Millions of U.S. Dollars Mil. of U.S. $
line 30
Finance companies 		Q4 2025 318,930 Millions of U.S. Dollars 322,374 Millions of U.S. Dollars 324,349 Millions of U.S. Dollars Mil. of U.S. $
line 31
REITs 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
   

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