Federal Reserve Economic Data

Annual

B.104 Balance Sheet of Nonfinancial Noncorporate Business

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    1945    
 
 
    2024
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Assets 		2024 28,187,385 Millions of Dollars 27,745,341 Millions of Dollars 27,745,341 Millions of Dollars Mil. of $
line 2
Nonfinancial assets 		2024 18,970,412 Millions of Dollars 18,778,708 Millions of Dollars 18,778,708 Millions of Dollars Mil. of $
line 3
Real estate 		2024 17,047,613 Millions of Dollars 16,888,253 Millions of Dollars 16,888,253 Millions of Dollars Mil. of $
line 4
Residential 		2024 10,328,030 Millions of Dollars 10,229,321 Millions of Dollars 10,229,321 Millions of Dollars Mil. of $
line 5
Nonresidential 		2024 6,719,583 Millions of Dollars 6,658,932 Millions of Dollars 6,658,932 Millions of Dollars Mil. of $
line 6
Equipment 		2024 1,113,485 Millions of Dollars 1,126,291 Millions of Dollars 1,126,291 Millions of Dollars Mil. of $
line 7
Residential 		2024 91,432 Millions of Dollars 89,479 Millions of Dollars 89,479 Millions of Dollars Mil. of $
line 8
Nonresidential 		2024 1,022,053 Millions of Dollars 1,036,812 Millions of Dollars 1,036,812 Millions of Dollars Mil. of $
line 9
Intellectual property products 		2024 479,871 Millions of Dollars 451,784 Millions of Dollars 451,784 Millions of Dollars Mil. of $
line 10
Inventories 		2024 329,443 Millions of Dollars 312,380 Millions of Dollars 312,380 Millions of Dollars Mil. of $
line 11
Financial assets 		2024 9,216,973 Millions of Dollars 8,966,633 Millions of Dollars 8,966,633 Millions of Dollars Mil. of $
line 12
Checkable deposits and currency 		2024 525,599 Millions of Dollars 495,965 Millions of Dollars 495,965 Millions of Dollars Mil. of $
line 13
Time and savings deposits 		2024 1,499,148 Millions of Dollars 1,462,635 Millions of Dollars 1,462,635 Millions of Dollars Mil. of $
line 14
Money market fund shares 		2024 142,078 Millions of Dollars 138,617 Millions of Dollars 138,617 Millions of Dollars Mil. of $
line 15
Debt securities 		2024 90,048 Millions of Dollars 87,836 Millions of Dollars 87,836 Millions of Dollars Mil. of $
line 16
Treasury securities 		2024 86,658 Millions of Dollars 84,529 Millions of Dollars 84,529 Millions of Dollars Mil. of $
line 17
Municipal securities 		2024 3,390 Millions of Dollars 3,307 Millions of Dollars 3,307 Millions of Dollars Mil. of $
line 18
Loans 		2024 56,543 Millions of Dollars 55,165 Millions of Dollars 55,165 Millions of Dollars Mil. of $
line 19
Mortgages 		2024 56,543 Millions of Dollars 55,165 Millions of Dollars 55,165 Millions of Dollars Mil. of $
line 20
Consumer credit 		2024 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 21
Trade receivables 		2024 1,221,394 Millions of Dollars 1,191,645 Millions of Dollars 1,191,645 Millions of Dollars Mil. of $
line 22
Miscellaneous assets 		2024 5,663,019 Millions of Dollars 5,516,475 Millions of Dollars 5,516,475 Millions of Dollars Mil. of $
line 23
Insurance receivables 		2024 191,667 Millions of Dollars 172,426 Millions of Dollars 172,426 Millions of Dollars Mil. of $
line 24
Equity investment in GSEs 		2024 19,144 Millions of Dollars 18,295 Millions of Dollars 18,295 Millions of Dollars Mil. of $
line 25
Other 		2024 5,471,352 Millions of Dollars 5,344,049 Millions of Dollars 5,344,049 Millions of Dollars Mil. of $
line 26
Liabilities 		2024 12,605,421 Millions of Dollars 12,213,719 Millions of Dollars 12,213,719 Millions of Dollars Mil. of $
line 27
Loans 		2024 7,791,827 Millions of Dollars 7,597,097 Millions of Dollars 7,597,097 Millions of Dollars Mil. of $
line 28
Depository institution loans n.e.c. 		2024 1,712,088 Millions of Dollars 1,703,447 Millions of Dollars 1,703,447 Millions of Dollars Mil. of $
line 29
Other loans and advances 		2024 494,422 Millions of Dollars 469,943 Millions of Dollars 469,943 Millions of Dollars Mil. of $
line 30
Mortgages 		2024 5,585,317 Millions of Dollars 5,423,707 Millions of Dollars 5,423,707 Millions of Dollars Mil. of $
line 31
Trade payables 		2024 881,365 Millions of Dollars 854,733 Millions of Dollars 854,733 Millions of Dollars Mil. of $
line 32
Taxes payable 		2024 249,380 Millions of Dollars 239,338 Millions of Dollars 239,338 Millions of Dollars Mil. of $
line 33
Foreign direct investment in U.S. 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 34
Miscellaneous liabilities 		2024 3,679,364 Millions of Dollars 3,518,931 Millions of Dollars 3,518,931 Millions of Dollars Mil. of $
line 35
Net worth 		2024 15,461,094 Millions of Dollars 15,423,736 Millions of Dollars 15,423,736 Millions of Dollars Mil. of $
Memo:
Replacement-cost value of structures:
line 36
Residential 		2024 5,536,507 Millions of Dollars 5,388,826 Millions of Dollars 5,388,826 Millions of Dollars Mil. of $
line 37
Nonresidential 		2024 3,072,775 Millions of Dollars 3,127,336 Millions of Dollars 3,127,336 Millions of Dollars Mil. of $
line 38
Debt/net worth (percent) (line 27/line 35) 		2024 50.00542 Percent 48.91374 Percent 48.91374 Percent %
   

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