Annual

L.106 Federal Government

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    1945    
 
 
    2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total financial assets 		2025 5,783,005 Millions of U.S. Dollars 4,879,633 Millions of U.S. Dollars 4,879,633 Millions of U.S. Dollars Mil. of U.S. $
line 2
U.S. official reserve assets 		2025 1,350,490 Millions of U.S. Dollars 892,721 Millions of U.S. Dollars 892,721 Millions of U.S. Dollars Mil. of U.S. $
line 3
Checkable deposits and currency 		2025 877,434 Millions of U.S. Dollars 728,404 Millions of U.S. Dollars 728,404 Millions of U.S. Dollars Mil. of U.S. $
line 4
Time and savings deposits 		2025 1,331 Millions of U.S. Dollars 1,492 Millions of U.S. Dollars 1,492 Millions of U.S. Dollars Mil. of U.S. $
line 5
Debt securities 		2025 5,471 Millions of U.S. Dollars 6,486 Millions of U.S. Dollars 6,486 Millions of U.S. Dollars Mil. of U.S. $
line 6
Agency- and GSE-backed securities 		2025 1 Millions of U.S. Dollars 1 Millions of U.S. Dollars 1 Millions of U.S. Dollars Mil. of U.S. $
line 7
Corporate and foreign bonds 		2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 8
Loans 		2025 2,400,268 Millions of U.S. Dollars 2,253,951 Millions of U.S. Dollars 2,253,951 Millions of U.S. Dollars Mil. of U.S. $
line 9
Other loans and advances 		2025 627,650 Millions of U.S. Dollars 552,072 Millions of U.S. Dollars 552,072 Millions of U.S. Dollars Mil. of U.S. $
line 10
Mortgages 		2025 191,493 Millions of U.S. Dollars 183,905 Millions of U.S. Dollars 183,905 Millions of U.S. Dollars Mil. of U.S. $
line 11
Consumer credit 		2025 1,581,125 Millions of U.S. Dollars 1,517,974 Millions of U.S. Dollars 1,517,974 Millions of U.S. Dollars Mil. of U.S. $
line 12
Corporate equities 		2025 387,185 Millions of U.S. Dollars 317,541 Millions of U.S. Dollars 317,541 Millions of U.S. Dollars Mil. of U.S. $
line 13
Trade receivables 		2025 118,916 Millions of U.S. Dollars 117,324 Millions of U.S. Dollars 117,324 Millions of U.S. Dollars Mil. of U.S. $
line 14
Taxes receivable 		2025 489,640 Millions of U.S. Dollars 421,103 Millions of U.S. Dollars 421,103 Millions of U.S. Dollars Mil. of U.S. $
line 15
Miscellaneous assets 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 16
Total liabilities 		2025 36,053,519 Millions of U.S. Dollars 33,917,827 Millions of U.S. Dollars 33,917,827 Millions of U.S. Dollars Mil. of U.S. $
line 17
SDR allocations 		2025 157,303 Millions of U.S. Dollars 149,795 Millions of U.S. Dollars 149,795 Millions of U.S. Dollars Mil. of U.S. $
line 18
SDR certificates 		2025 15,200 Millions of U.S. Dollars 15,200 Millions of U.S. Dollars 15,200 Millions of U.S. Dollars Mil. of U.S. $
line 19
Treasury currency 		2025 52,878 Millions of U.S. Dollars 52,497 Millions of U.S. Dollars 52,497 Millions of U.S. Dollars Mil. of U.S. $
line 20
Debt securities 		2025 30,091,535 Millions of U.S. Dollars 28,159,925 Millions of U.S. Dollars 28,159,925 Millions of U.S. Dollars Mil. of U.S. $
line 21
Treasury securities 		2025 30,069,641 Millions of U.S. Dollars 28,139,470 Millions of U.S. Dollars 28,139,470 Millions of U.S. Dollars Mil. of U.S. $
line 22
Marketable 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 23
Nonmarketable 		2025 3,817,450 Millions of U.S. Dollars 3,456,793 Millions of U.S. Dollars 3,456,793 Millions of U.S. Dollars Mil. of U.S. $
line 24
Budget agency securities 		2025 21,894 Millions of U.S. Dollars 20,455 Millions of U.S. Dollars 20,455 Millions of U.S. Dollars Mil. of U.S. $
line 25
Loans 		2025 3,817,450 Millions of U.S. Dollars 3,456,793 Millions of U.S. Dollars 3,456,793 Millions of U.S. Dollars Mil. of U.S. $
line 26
Multifamily residential mortgages 		2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 27
Other loans and advances 		2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 28
Trade payables 		2025 675,009 Millions of U.S. Dollars 614,989 Millions of U.S. Dollars 614,989 Millions of U.S. Dollars Mil. of U.S. $
line 29
Insurance reserves 		2025 59,077 Millions of U.S. Dollars 56,507 Millions of U.S. Dollars 56,507 Millions of U.S. Dollars Mil. of U.S. $
line 30
Miscellaneous liabilities 		2025 1,200,267 Millions of U.S. Dollars 1,427,321 Millions of U.S. Dollars 1,427,321 Millions of U.S. Dollars Mil. of U.S. $
line 31
Claims of pension fund on sponsor 		2025 699,690 Millions of U.S. Dollars 961,965 Millions of U.S. Dollars 961,965 Millions of U.S. Dollars Mil. of U.S. $
line 32
Other 		2025 474,340 Millions of U.S. Dollars 439,119 Millions of U.S. Dollars 439,119 Millions of U.S. Dollars Mil. of U.S. $
   

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