Annual

F.219 Multifamily Residential Mortgages

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    1946    
 
 
    2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Net borrowing 		2025 141,248 Millions of U.S. Dollars 102,605 Millions of U.S. Dollars 102,605 Millions of U.S. Dollars Mil. of U.S. $
line 2
Nonfinancial corporate business 		2025 6,579 Millions of U.S. Dollars 4,340 Millions of U.S. Dollars 4,340 Millions of U.S. Dollars Mil. of U.S. $
line 3
Nonfinancial noncorporate business 		2025 134,669 Millions of U.S. Dollars 98,265 Millions of U.S. Dollars 98,265 Millions of U.S. Dollars Mil. of U.S. $
line 4
Federal government 		2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 5
REITs 		2025 -483 Millions of U.S. Dollars -790 Millions of U.S. Dollars -790 Millions of U.S. Dollars Mil. of U.S. $
line 6
Net change in assets 		2025 141,248 Millions of U.S. Dollars 102,605 Millions of U.S. Dollars 102,605 Millions of U.S. Dollars Mil. of U.S. $
line 7
Household sector 		2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 8
Nonfinancial corporate business 		2025 2 Millions of U.S. Dollars 4 Millions of U.S. Dollars 4 Millions of U.S. Dollars Mil. of U.S. $
line 9
Nonfinancial noncorporate business 		2025 536 Millions of U.S. Dollars 472 Millions of U.S. Dollars 472 Millions of U.S. Dollars Mil. of U.S. $
line 10
Federal government 		2025 -328 Millions of U.S. Dollars -359 Millions of U.S. Dollars -359 Millions of U.S. Dollars Mil. of U.S. $
line 11
State and local governments 		2025 5,757 Millions of U.S. Dollars 2,109 Millions of U.S. Dollars 2,109 Millions of U.S. Dollars Mil. of U.S. $
line 12
U.S.-chartered depository institutions 		2025 25,967 Millions of U.S. Dollars 16,302 Millions of U.S. Dollars 16,302 Millions of U.S. Dollars Mil. of U.S. $
line 13
Foreign banking offices in U.S. 		2025 -180 Millions of U.S. Dollars -465 Millions of U.S. Dollars -465 Millions of U.S. Dollars Mil. of U.S. $
line 14
Life insurance companies 		2025 22,001 Millions of U.S. Dollars 13,983 Millions of U.S. Dollars 13,983 Millions of U.S. Dollars Mil. of U.S. $
line 15
Private pension funds 		2025 299 Millions of U.S. Dollars 314 Millions of U.S. Dollars 314 Millions of U.S. Dollars Mil. of U.S. $
line 16
State and local govt. retirement funds 		2025 19 Millions of U.S. Dollars 119 Millions of U.S. Dollars 119 Millions of U.S. Dollars Mil. of U.S. $
line 17
Government-sponsored enterprises 		2025 87,183 Millions of U.S. Dollars 60,684 Millions of U.S. Dollars 60,684 Millions of U.S. Dollars Mil. of U.S. $
line 18
Agency- and GSE-backed mortgage pools 		2025 -8,080 Millions of U.S. Dollars 1,089 Millions of U.S. Dollars 1,089 Millions of U.S. Dollars Mil. of U.S. $
line 19
ABS issuers 		2025 3,042 Millions of U.S. Dollars 3,963 Millions of U.S. Dollars 3,963 Millions of U.S. Dollars Mil. of U.S. $
line 20
Finance companies 		2025 -963 Millions of U.S. Dollars -238 Millions of U.S. Dollars -238 Millions of U.S. Dollars Mil. of U.S. $
line 21
REITs 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
   

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