The Household Debt Service Ratio (DSR) (https://fred.stlouisfed.org/series/TDSP) is the ratio of total required household debt payments to total disposable income. The DSR is divided into two parts. The Mortgage DSR (MDSP) (https://fred.stlouisfed.org/series/MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) (https://fred.stlouisfed.org/series/CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR. For more information, please visit the Board of Governors (https://www.federalreserve.gov/releases/housedebt/about.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

For further information, please refer to the US Census Bureau's Annual Services release, online at http://www.census.gov/services/.

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

For further information, please refer to the US Census Bureau's Annual Services release, online at http://www.census.gov/services/.

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Occupation refers to the occupation in which the reference person received the most earnings during the survey period. The reference person is the first member mentioned by the respondent when asked to "Start with the name of the person or one of the persons who owns or rents the home." It is with respect to this person that the relationship of the other consumer unit members is determined. A consumer unit comprises either: (1) all members of a particular household who are related by blood, marriage, adoption, or other legal arrangements; (2) a person living alone or sharing a household with others or living as a roomer in a private home or lodging house or in permanent living quarters in a hotel or motel, but who is financially independent; or (3) two or more persons living together who use their income to make joint expenditure decisions. Financial independence is determined by the three major expense categories: Housing, food, and other living expenses. To be considered financially independent, at least two of the three major expense categories have to be provided entirely, or in part, by the respondent. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

For further information, please refer to the US Census Bureau's Annual Services release, online at http://www.census.gov/services/.

For further information, please refer to the US Census Bureau's Annual Services release, online at http://www.census.gov/services/.

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Occupation refers to the occupation in which the reference person received the most earnings during the survey period. The reference person is the first member mentioned by the respondent when asked to "Start with the name of the person or one of the persons who owns or rents the home." It is with respect to this person that the relationship of the other consumer unit members is determined. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Occupation refers to the occupation in which the reference person received the most earnings during the survey period. The reference person is the first member mentioned by the respondent when asked to "Start with the name of the person or one of the persons who owns or rents the home." It is with respect to this person that the relationship of the other consumer unit members is determined. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Occupation refers to the occupation in which the reference person received the most earnings during the survey period. The reference person is the first member mentioned by the respondent when asked to "Start with the name of the person or one of the persons who owns or rents the home." It is with respect to this person that the relationship of the other consumer unit members is determined. A consumer unit comprises either: (1) all members of a particular household who are related by blood, marriage, adoption, or other legal arrangements; (2) a person living alone or sharing a household with others or living as a roomer in a private home or lodging house or in permanent living quarters in a hotel or motel, but who is financially independent; or (3) two or more persons living together who use their income to make joint expenditure decisions. Financial independence is determined by the three major expense categories: Housing, food, and other living expenses. To be considered financially independent, at least two of the three major expense categories have to be provided entirely, or in part, by the respondent. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).

Housing tenure refers to the family's principal place of residence during the survey. "Owner" includes families living in their own homes, cooperatives or condominium apartments, or townhouses. "Renter" includes families paying rent, as well as families living rent-free in lieu of wages. For more details about the data or the survey, visit the FAQs (https://www.bls.gov/cex/csxfaqs.htm).