Bankrate Consumer Survey Poll: How Long Have You Carried a Credit Card Balance? 1 Year to Less Than 2 Years (CCBALANCE0103)

2024: 18
Updated: May 28, 2026 3:02 PM CDT
Next Release Date: Not Available
2024:  18  
2023:  19  
2022:  19  
2021:  18  
2020:  19  
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Units:

Percent,
Not Seasonally Adjusted

Frequency:

Annual,
As of November

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Notes

Source: Bankrate, LLC  

Release: Bankrate Consumer Polls

Units:  Percent, Not Seasonally Adjusted

Frequency:  Annual, As of November

Notes:

This series measures how long U.S. adults carry a balance on their credit cards. This survey has been polled at varying times over the years, most recently in November. Current observation as of November 13th, 2024.

Bankrate has been tracking consumer opinion on financial topics since 2011. Surveys were initially conducted by Princeton Survey Research Associates International (PSRAI), later by YouGov Plc. and SSRS. Data are collected via telephone (landline/cell) and web surveys, with demographic weighting to ensure representativeness. Margins of error generally range between 2–4 percentage points. Polling Dates:
January 23, 2019 – January 25, 2019
March 04, 2020 – March 06, 2020
September 01, 2021 – September 03, 2021
August 24, 2022 – August 26, 2022
July 06, 2023 – July 10, 2023
November 28, 2023 – November 30, 2023
November 13, 2024 – November 15, 2024
Copyright Bankrate, LLC. Bankrate How long have you carried a credit card balance?

Suggested Citation:

Bankrate, LLC, Bankrate Consumer Survey Poll: How Long Have You Carried a Credit Card Balance? 1 Year to Less Than 2 Years [CCBALANCE0103], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/CCBALANCE0103, .

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