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Housing Affordability Index (Fixed) (FIXHAI)


May 2024: 93.1 (+ more)   Updated: Jul 12, 2024 9:45 AM CDT
May 2024:  93.1  
Apr 2024:  96.1  
Mar 2024:  101.2  
Feb 2024:  103.2  
Jan 2024:  105.7  
View All


Not Seasonally Adjusted




Source: National Association of Realtors  

Release: Monthly Housing Affordability Index  

Units:  Index, Not Seasonally Adjusted

Frequency:  Monthly


Copyright, 2016, National Association of Realtors. Reprinted with permission. Per the agreement with the source, data in FRED are available for the prior 13 months.

Measures the degree to which a typical family can afford the monthly mortgage payments on a typical home.

Value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home. An index above 100 signifies that family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home, assuming a 20 percent down payment. This index is calculated for fixed mortgages.

Suggested Citation:

National Association of Realtors, Housing Affordability Index (Fixed) [FIXHAI], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/FIXHAI, July 12, 2024.


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