This series is discontinued and will no longer be updated. For alternative data in FRED similar to the discontinued series, see the FDIC Quarterly Banking Profile. Additional consolidated data is available on the FDIC's Bank Data and Statistics.
This series is constructed as a difference of Charge-offs on Allowance for Loan and Lease Losses call item RIAD4635 and Recoveries on Allowance for Loan and Lease Losses call item RIAD4605 to the Total Loans and Leases, Net of Unearned Income call item RCFD2122.
Data are annualized.
Users are advised to use the Federal Reserve Board of Governors' data dictionary to retrieve detailed information for specific call items.
This series is calculated by the Federal Reserve Bank of St. Louis using raw data that are collected by the FFIEC. Raw data can be found at https://cdr.ffiec.gov/public/.
Federal Financial Institutions Examination Council (US) and Federal Reserve Bank of St. Louis, Net Loan Losses to Average Total Loans for all U.S. Banks (DISCONTINUED) [USLSTL], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/USLSTL, February 2, 2023.