Table Data - Consumer Debt Service Payments as a Percent of Disposable Personal Income
| Title | Consumer Debt Service Payments as a Percent of Disposable Personal Income |
|---|---|
| Series ID | CDSP |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Household Debt Service Ratios |
| Seasonal Adjustment | Seasonally Adjusted |
| Frequency | Quarterly |
| Units | Percent |
| Date Range | 2005-01-01 to 2025-10-01 |
| Last Updated | 2026-03-20 11:01 AM CDT |
| Notes | The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income. |
| DATE | VALUE |
|---|---|
| 2005-01-01 | 7.303833 |
| 2005-04-01 | 7.239296 |
| 2005-07-01 | 7.258264 |
| 2005-10-01 | 7.306876 |
| 2006-01-01 | 7.090829 |
| 2006-04-01 | 6.936450 |
| 2006-07-01 | 7.028664 |
| 2006-10-01 | 7.052577 |
| 2007-01-01 | 6.978163 |
| 2007-04-01 | 6.916833 |
| 2007-07-01 | 6.859151 |
| 2007-10-01 | 6.894569 |
| 2008-01-01 | 6.864136 |
| 2008-04-01 | 6.702785 |
| 2008-07-01 | 6.788641 |
| 2008-10-01 | 6.895996 |
| 2009-01-01 | 6.861352 |
| 2009-04-01 | 6.705050 |
| 2009-07-01 | 6.679269 |
| 2009-10-01 | 6.597484 |
| 2010-01-01 | 6.375334 |
| 2010-04-01 | 6.139001 |
| 2010-07-01 | 6.069181 |
| 2010-10-01 | 6.012881 |
| 2011-01-01 | 5.808322 |
| 2011-04-01 | 5.680167 |
| 2011-07-01 | 5.738914 |
| 2011-10-01 | 5.694596 |
| 2012-01-01 | 5.431999 |
| 2012-04-01 | 5.353789 |
| 2012-07-01 | 5.461713 |
| 2012-10-01 | 5.348760 |
| 2013-01-01 | 5.486141 |
| 2013-04-01 | 5.388403 |
| 2013-07-01 | 5.465768 |
| 2013-10-01 | 5.581301 |
| 2014-01-01 | 5.501082 |
| 2014-04-01 | 5.398777 |
| 2014-07-01 | 5.416580 |
| 2014-10-01 | 5.485705 |
| 2015-01-01 | 5.440567 |
| 2015-04-01 | 5.462149 |
| 2015-07-01 | 5.552797 |
| 2015-10-01 | 5.712101 |
| 2016-01-01 | 5.672489 |
| 2016-04-01 | 5.698569 |
| 2016-07-01 | 5.778740 |
| 2016-10-01 | 5.880502 |
| 2017-01-01 | 5.744385 |
| 2017-04-01 | 5.787649 |
| 2017-07-01 | 5.841407 |
| 2017-10-01 | 5.873756 |
| 2018-01-01 | 5.720556 |
| 2018-04-01 | 5.714119 |
| 2018-07-01 | 5.706194 |
| 2018-10-01 | 5.751042 |
| 2019-01-01 | 5.658215 |
| 2019-04-01 | 5.693626 |
| 2019-07-01 | 5.749423 |
| 2019-10-01 | 5.809335 |
| 2020-01-01 | 5.675003 |
| 2020-04-01 | 4.711485 |
| 2020-07-01 | 4.841462 |
| 2020-10-01 | 4.989420 |
| 2021-01-01 | 4.290047 |
| 2021-04-01 | 4.641932 |
| 2021-07-01 | 4.716160 |
| 2021-10-01 | 4.799247 |
| 2022-01-01 | 4.844083 |
| 2022-04-01 | 4.991675 |
| 2022-07-01 | 4.989056 |
| 2022-10-01 | 5.113313 |
| 2023-01-01 | 4.985661 |
| 2023-04-01 | 5.036824 |
| 2023-07-01 | 5.131606 |
| 2023-10-01 | 5.460111 |
| 2024-01-01 | 5.396335 |
| 2024-04-01 | 5.318408 |
| 2024-07-01 | 5.394534 |
| 2024-10-01 | 5.433013 |
| 2025-01-01 | 5.343481 |
| 2025-04-01 | 5.298177 |
| 2025-07-01 | 5.369278 |
| 2025-10-01 | 5.400247 |