Federal Reserve Economic Data

Consumer Debt Service Payments as a Percent of Disposable Personal Income (CDSP)

Observation:

Q2 2024: 5.56355 (+ more)   Updated: Sep 26, 2024 4:12 PM CDT
Q2 2024:  5.56355  
Q1 2024:  5.62527  
Q4 2023:  5.64981  
Q3 2023:  5.27605  
Q2 2023:  5.15800  
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Units:

Percent,
Seasonally Adjusted

Frequency:

Quarterly

NOTES

Source: Board of Governors of the Federal Reserve System (US)  

Release: Household Debt Service Ratios  

Units:  Percent, Seasonally Adjusted

Frequency:  Quarterly

Notes:

The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

The DSR is divided into two parts. The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.

For more information, please visit the Board of Governors.

Suggested Citation:

Board of Governors of the Federal Reserve System (US), Consumer Debt Service Payments as a Percent of Disposable Personal Income [CDSP], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/CDSP, .

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