Table Data - Mortgage Debt Service Payments as a Percent of Disposable Personal Income
| Title | Mortgage Debt Service Payments as a Percent of Disposable Personal Income |
|---|---|
| Series ID | MDSP |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Household Debt Service Ratios |
| Seasonal Adjustment | Seasonally Adjusted |
| Frequency | Quarterly |
| Units | Percent |
| Date Range | 2005-01-01 to 2025-07-01 |
| Last Updated | 2026-01-13 2:34 PM CST |
| Notes | The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income. |
| DATE | VALUE |
|---|---|
| 2005-01-01 | 7.495970 |
| 2005-04-01 | 7.589280 |
| 2005-07-01 | 7.881696 |
| 2005-10-01 | 7.721674 |
| 2006-01-01 | 7.898613 |
| 2006-04-01 | 8.107804 |
| 2006-07-01 | 8.338563 |
| 2006-10-01 | 8.457133 |
| 2007-01-01 | 8.548444 |
| 2007-04-01 | 8.715677 |
| 2007-07-01 | 8.852972 |
| 2007-10-01 | 8.951798 |
| 2008-01-01 | 8.911721 |
| 2008-04-01 | 8.623828 |
| 2008-07-01 | 8.757906 |
| 2008-10-01 | 8.825364 |
| 2009-01-01 | 8.736148 |
| 2009-04-01 | 8.546917 |
| 2009-07-01 | 8.406611 |
| 2009-10-01 | 8.298902 |
| 2010-01-01 | 8.139607 |
| 2010-04-01 | 7.930774 |
| 2010-07-01 | 7.848625 |
| 2010-10-01 | 7.567982 |
| 2011-01-01 | 7.500138 |
| 2011-04-01 | 7.377539 |
| 2011-07-01 | 7.205684 |
| 2011-10-01 | 7.055088 |
| 2012-01-01 | 6.805059 |
| 2012-04-01 | 6.680276 |
| 2012-07-01 | 6.621394 |
| 2012-10-01 | 6.405273 |
| 2013-01-01 | 6.520457 |
| 2013-04-01 | 6.405988 |
| 2013-07-01 | 6.371945 |
| 2013-10-01 | 6.403982 |
| 2014-01-01 | 6.382673 |
| 2014-04-01 | 6.222359 |
| 2014-07-01 | 6.230359 |
| 2014-10-01 | 6.146280 |
| 2015-01-01 | 6.116055 |
| 2015-04-01 | 6.022983 |
| 2015-07-01 | 6.053680 |
| 2015-10-01 | 6.026867 |
| 2016-01-01 | 6.090748 |
| 2016-04-01 | 6.067528 |
| 2016-07-01 | 5.991104 |
| 2016-10-01 | 5.985307 |
| 2017-01-01 | 5.979369 |
| 2017-04-01 | 5.969329 |
| 2017-07-01 | 5.977025 |
| 2017-10-01 | 5.942936 |
| 2018-01-01 | 5.924021 |
| 2018-04-01 | 5.884257 |
| 2018-07-01 | 5.913372 |
| 2018-10-01 | 5.915357 |
| 2019-01-01 | 5.841685 |
| 2019-04-01 | 5.933358 |
| 2019-07-01 | 5.897151 |
| 2019-10-01 | 5.918276 |
| 2020-01-01 | 5.916119 |
| 2020-04-01 | 5.028352 |
| 2020-07-01 | 5.217013 |
| 2020-10-01 | 5.399922 |
| 2021-01-01 | 4.761378 |
| 2021-04-01 | 5.199057 |
| 2021-07-01 | 5.293414 |
| 2021-10-01 | 5.429527 |
| 2022-01-01 | 5.628293 |
| 2022-04-01 | 5.693040 |
| 2022-07-01 | 5.578758 |
| 2022-10-01 | 5.623595 |
| 2023-01-01 | 5.578404 |
| 2023-04-01 | 5.540141 |
| 2023-07-01 | 5.616197 |
| 2023-10-01 | 5.635992 |
| 2024-01-01 | 5.662509 |
| 2024-04-01 | 5.700892 |
| 2024-07-01 | 5.744213 |
| 2024-10-01 | 5.689461 |
| 2025-01-01 | 5.761894 |
| 2025-04-01 | 5.825999 |
| 2025-07-01 | 5.888030 |