Table Data - Mortgage Debt Service Payments as a Percent of Disposable Personal Income
| Title | Mortgage Debt Service Payments as a Percent of Disposable Personal Income |
|---|---|
| Series ID | MDSP |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Household Debt Service Ratios |
| Seasonal Adjustment | Seasonally Adjusted |
| Frequency | Quarterly |
| Units | Percent |
| Date Range | 1980-01-01 to 2025-01-01 |
| Last Updated | 2025-06-26 12:39 PM CDT |
| Notes | The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income. |
| DATE | VALUE |
|---|---|
| 1980-01-01 | 4.372891 |
| 1980-04-01 | 4.481938 |
| 1980-07-01 | 4.491766 |
| 1980-10-01 | 4.512256 |
| 1981-01-01 | 4.598035 |
| 1981-04-01 | 4.727176 |
| 1981-07-01 | 4.724414 |
| 1981-10-01 | 4.808910 |
| 1982-01-01 | 4.890990 |
| 1982-04-01 | 4.936303 |
| 1982-07-01 | 4.894283 |
| 1982-10-01 | 4.877726 |
| 1983-01-01 | 4.849154 |
| 1983-04-01 | 4.848131 |
| 1983-07-01 | 4.852345 |
| 1983-10-01 | 4.871123 |
| 1984-01-01 | 4.900392 |
| 1984-04-01 | 4.941458 |
| 1984-07-01 | 4.980292 |
| 1984-10-01 | 5.050470 |
| 1985-01-01 | 5.226777 |
| 1985-04-01 | 5.285404 |
| 1985-07-01 | 5.410460 |
| 1985-10-01 | 5.482690 |
| 1986-01-01 | 5.503128 |
| 1986-04-01 | 5.542279 |
| 1986-07-01 | 5.602333 |
| 1986-10-01 | 5.710391 |
| 1987-01-01 | 5.727013 |
| 1987-04-01 | 5.851268 |
| 1987-07-01 | 5.816926 |
| 1987-10-01 | 5.755412 |
| 1988-01-01 | 5.746887 |
| 1988-04-01 | 5.773431 |
| 1988-07-01 | 5.795170 |
| 1988-10-01 | 5.729602 |
| 1989-01-01 | 5.760173 |
| 1989-04-01 | 5.867787 |
| 1989-07-01 | 5.957596 |
| 1989-10-01 | 5.989871 |
| 1990-01-01 | 6.019675 |
| 1990-04-01 | 6.063661 |
| 1990-07-01 | 6.102623 |
| 1990-10-01 | 6.182270 |
| 1991-01-01 | 6.216675 |
| 1991-04-01 | 6.188352 |
| 1991-07-01 | 6.175433 |
| 1991-10-01 | 6.097033 |
| 1992-01-01 | 5.990278 |
| 1992-04-01 | 5.911459 |
| 1992-07-01 | 5.844377 |
| 1992-10-01 | 5.802369 |
| 1993-01-01 | 5.773480 |
| 1993-04-01 | 5.712197 |
| 1993-07-01 | 5.707024 |
| 1993-10-01 | 5.619833 |
| 1994-01-01 | 5.563705 |
| 1994-04-01 | 5.535898 |
| 1994-07-01 | 5.558447 |
| 1994-10-01 | 5.587129 |
| 1995-01-01 | 5.648761 |
| 1995-04-01 | 5.694785 |
| 1995-07-01 | 5.671951 |
| 1995-10-01 | 5.639323 |
| 1996-01-01 | 5.600129 |
| 1996-04-01 | 5.606269 |
| 1996-07-01 | 5.615988 |
| 1996-10-01 | 5.608981 |
| 1997-01-01 | 5.619890 |
| 1997-04-01 | 5.643776 |
| 1997-07-01 | 5.637490 |
| 1997-10-01 | 5.600171 |
| 1998-01-01 | 5.531760 |
| 1998-04-01 | 5.508772 |
| 1998-07-01 | 5.480971 |
| 1998-10-01 | 5.472906 |
| 1999-01-01 | 5.486907 |
| 1999-04-01 | 5.545157 |
| 1999-07-01 | 5.591622 |
| 1999-10-01 | 5.613610 |
| 2000-01-01 | 5.603787 |
| 2000-04-01 | 5.649237 |
| 2000-07-01 | 5.681759 |
| 2000-10-01 | 5.726554 |
| 2001-01-01 | 5.720924 |
| 2001-04-01 | 5.791297 |
| 2001-07-01 | 5.766344 |
| 2001-10-01 | 5.938890 |
| 2002-01-01 | 5.818683 |
| 2002-04-01 | 5.782798 |
| 2002-07-01 | 5.816934 |
| 2002-10-01 | 5.841991 |
| 2003-01-01 | 5.876676 |
| 2003-04-01 | 5.853615 |
| 2003-07-01 | 5.785099 |
| 2003-10-01 | 5.843954 |
| 2004-01-01 | 5.850716 |
| 2004-04-01 | 5.850062 |
| 2004-07-01 | 5.942921 |
| 2004-10-01 | 6.018770 |
| 2005-01-01 | 7.495970 |
| 2005-04-01 | 7.589280 |
| 2005-07-01 | 7.881696 |
| 2005-10-01 | 7.721674 |
| 2006-01-01 | 7.898613 |
| 2006-04-01 | 8.107804 |
| 2006-07-01 | 8.338563 |
| 2006-10-01 | 8.457133 |
| 2007-01-01 | 8.548444 |
| 2007-04-01 | 8.715677 |
| 2007-07-01 | 8.852972 |
| 2007-10-01 | 8.951798 |
| 2008-01-01 | 8.911721 |
| 2008-04-01 | 8.623828 |
| 2008-07-01 | 8.757906 |
| 2008-10-01 | 8.825364 |
| 2009-01-01 | 8.736148 |
| 2009-04-01 | 8.546917 |
| 2009-07-01 | 8.406611 |
| 2009-10-01 | 8.298902 |
| 2010-01-01 | 8.139607 |
| 2010-04-01 | 7.930774 |
| 2010-07-01 | 7.848625 |
| 2010-10-01 | 7.567982 |
| 2011-01-01 | 7.500138 |
| 2011-04-01 | 7.377539 |
| 2011-07-01 | 7.205684 |
| 2011-10-01 | 7.055088 |
| 2012-01-01 | 6.805059 |
| 2012-04-01 | 6.680276 |
| 2012-07-01 | 6.621394 |
| 2012-10-01 | 6.405273 |
| 2013-01-01 | 6.520457 |
| 2013-04-01 | 6.405988 |
| 2013-07-01 | 6.371945 |
| 2013-10-01 | 6.403982 |
| 2014-01-01 | 6.382673 |
| 2014-04-01 | 6.222359 |
| 2014-07-01 | 6.230359 |
| 2014-10-01 | 6.146280 |
| 2015-01-01 | 6.116055 |
| 2015-04-01 | 6.022983 |
| 2015-07-01 | 6.053680 |
| 2015-10-01 | 6.026867 |
| 2016-01-01 | 6.090748 |
| 2016-04-01 | 6.067528 |
| 2016-07-01 | 5.991104 |
| 2016-10-01 | 5.985307 |
| 2017-01-01 | 5.979369 |
| 2017-04-01 | 5.969329 |
| 2017-07-01 | 5.977025 |
| 2017-10-01 | 5.942936 |
| 2018-01-01 | 5.924021 |
| 2018-04-01 | 5.884257 |
| 2018-07-01 | 5.913372 |
| 2018-10-01 | 5.915357 |
| 2019-01-01 | 5.841685 |
| 2019-04-01 | 5.933358 |
| 2019-07-01 | 5.897151 |
| 2019-10-01 | 5.918276 |
| 2020-01-01 | 5.914246 |
| 2020-04-01 | 5.028147 |
| 2020-07-01 | 5.221495 |
| 2020-10-01 | 5.407841 |
| 2021-01-01 | 4.779057 |
| 2021-04-01 | 5.224558 |
| 2021-07-01 | 5.318745 |
| 2021-10-01 | 5.457454 |
| 2022-01-01 | 5.650133 |
| 2022-04-01 | 5.711503 |
| 2022-07-01 | 5.595140 |
| 2022-10-01 | 5.646393 |
| 2023-01-01 | 5.616176 |
| 2023-04-01 | 5.591763 |
| 2023-07-01 | 5.678232 |
| 2023-10-01 | 5.704593 |
| 2024-01-01 | 5.714631 |
| 2024-04-01 | 5.773469 |
| 2024-07-01 | 5.834372 |
| 2024-10-01 | 5.773760 |
| 2025-01-01 | 5.836299 |