Table Data - Household Debt Service Payments as a Percent of Disposable Personal Income
| Title | Household Debt Service Payments as a Percent of Disposable Personal Income |
|---|---|
| Series ID | TDSP |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Household Debt Service Ratios |
| Seasonal Adjustment | Seasonally Adjusted |
| Frequency | Quarterly |
| Units | Percent |
| Date Range | 2005-01-01 to 2025-10-01 |
| Last Updated | 2026-03-20 11:01 AM CDT |
| Notes | The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income. |
| DATE | VALUE |
|---|---|
| 2005-01-01 | 14.799802 |
| 2005-04-01 | 14.828576 |
| 2005-07-01 | 15.139959 |
| 2005-10-01 | 15.028550 |
| 2006-01-01 | 14.989443 |
| 2006-04-01 | 15.044255 |
| 2006-07-01 | 15.367228 |
| 2006-10-01 | 15.509711 |
| 2007-01-01 | 15.526607 |
| 2007-04-01 | 15.632510 |
| 2007-07-01 | 15.712123 |
| 2007-10-01 | 15.846367 |
| 2008-01-01 | 15.775857 |
| 2008-04-01 | 15.326612 |
| 2008-07-01 | 15.546547 |
| 2008-10-01 | 15.721360 |
| 2009-01-01 | 15.597500 |
| 2009-04-01 | 15.251967 |
| 2009-07-01 | 15.085880 |
| 2009-10-01 | 14.896385 |
| 2010-01-01 | 14.514940 |
| 2010-04-01 | 14.069775 |
| 2010-07-01 | 13.917807 |
| 2010-10-01 | 13.580863 |
| 2011-01-01 | 13.308460 |
| 2011-04-01 | 13.057706 |
| 2011-07-01 | 12.944597 |
| 2011-10-01 | 12.749684 |
| 2012-01-01 | 12.237059 |
| 2012-04-01 | 12.034065 |
| 2012-07-01 | 12.083107 |
| 2012-10-01 | 11.754033 |
| 2013-01-01 | 12.006598 |
| 2013-04-01 | 11.794391 |
| 2013-07-01 | 11.837713 |
| 2013-10-01 | 11.985283 |
| 2014-01-01 | 11.883755 |
| 2014-04-01 | 11.621135 |
| 2014-07-01 | 11.646939 |
| 2014-10-01 | 11.631985 |
| 2015-01-01 | 11.556623 |
| 2015-04-01 | 11.485132 |
| 2015-07-01 | 11.606478 |
| 2015-10-01 | 11.738968 |
| 2016-01-01 | 11.763236 |
| 2016-04-01 | 11.766097 |
| 2016-07-01 | 11.769843 |
| 2016-10-01 | 11.865809 |
| 2017-01-01 | 11.723754 |
| 2017-04-01 | 11.756978 |
| 2017-07-01 | 11.818432 |
| 2017-10-01 | 11.816692 |
| 2018-01-01 | 11.644577 |
| 2018-04-01 | 11.598376 |
| 2018-07-01 | 11.619565 |
| 2018-10-01 | 11.666399 |
| 2019-01-01 | 11.499899 |
| 2019-04-01 | 11.626984 |
| 2019-07-01 | 11.646573 |
| 2019-10-01 | 11.727611 |
| 2020-01-01 | 11.591122 |
| 2020-04-01 | 9.739837 |
| 2020-07-01 | 10.058475 |
| 2020-10-01 | 10.389341 |
| 2021-01-01 | 9.051426 |
| 2021-04-01 | 9.840988 |
| 2021-07-01 | 10.009574 |
| 2021-10-01 | 10.228773 |
| 2022-01-01 | 10.472376 |
| 2022-04-01 | 10.684715 |
| 2022-07-01 | 10.567813 |
| 2022-10-01 | 10.736908 |
| 2023-01-01 | 10.564065 |
| 2023-04-01 | 10.576964 |
| 2023-07-01 | 10.747803 |
| 2023-10-01 | 11.096103 |
| 2024-01-01 | 11.058844 |
| 2024-04-01 | 11.019300 |
| 2024-07-01 | 11.138746 |
| 2024-10-01 | 11.122474 |
| 2025-01-01 | 11.105374 |
| 2025-04-01 | 11.124175 |
| 2025-07-01 | 11.257951 |
| 2025-10-01 | 11.323096 |