Table Data - Household Debt Service Payments as a Percent of Disposable Personal Income
| Title | Household Debt Service Payments as a Percent of Disposable Personal Income |
|---|---|
| Series ID | TDSP |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Household Debt Service Ratios |
| Seasonal Adjustment | Seasonally Adjusted |
| Frequency | Quarterly |
| Units | Percent |
| Date Range | 1980-01-01 to 2025-01-01 |
| Last Updated | 2025-06-26 12:39 PM CDT |
| Notes | The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income. |
| DATE | VALUE |
|---|---|
| 1980-01-01 | 10.608892 |
| 1980-04-01 | 10.629809 |
| 1980-07-01 | 10.402635 |
| 1980-10-01 | 10.253121 |
| 1981-01-01 | 10.291887 |
| 1981-04-01 | 10.424711 |
| 1981-07-01 | 10.316158 |
| 1981-10-01 | 10.392583 |
| 1982-01-01 | 10.461082 |
| 1982-04-01 | 10.515989 |
| 1982-07-01 | 10.418289 |
| 1982-10-01 | 10.383283 |
| 1983-01-01 | 10.345889 |
| 1983-04-01 | 10.371060 |
| 1983-07-01 | 10.377321 |
| 1983-10-01 | 10.427236 |
| 1984-01-01 | 10.489086 |
| 1984-04-01 | 10.623422 |
| 1984-07-01 | 10.736276 |
| 1984-10-01 | 10.894821 |
| 1985-01-01 | 11.235038 |
| 1985-04-01 | 11.320013 |
| 1985-07-01 | 11.600990 |
| 1985-10-01 | 11.725980 |
| 1986-01-01 | 11.735722 |
| 1986-04-01 | 11.810776 |
| 1986-07-01 | 11.925098 |
| 1986-10-01 | 12.086648 |
| 1987-01-01 | 11.976906 |
| 1987-04-01 | 12.125118 |
| 1987-07-01 | 11.996017 |
| 1987-10-01 | 11.851825 |
| 1988-01-01 | 11.777922 |
| 1988-04-01 | 11.748150 |
| 1988-07-01 | 11.697093 |
| 1988-10-01 | 11.573993 |
| 1989-01-01 | 11.577244 |
| 1989-04-01 | 11.746960 |
| 1989-07-01 | 11.810156 |
| 1989-10-01 | 11.760331 |
| 1990-01-01 | 11.659860 |
| 1990-04-01 | 11.606506 |
| 1990-07-01 | 11.583384 |
| 1990-10-01 | 11.598423 |
| 1991-01-01 | 11.565484 |
| 1991-04-01 | 11.419594 |
| 1991-07-01 | 11.306831 |
| 1991-10-01 | 11.110772 |
| 1992-01-01 | 10.858007 |
| 1992-04-01 | 10.688985 |
| 1992-07-01 | 10.551259 |
| 1992-10-01 | 10.467593 |
| 1993-01-01 | 10.430733 |
| 1993-04-01 | 10.365702 |
| 1993-07-01 | 10.417195 |
| 1993-10-01 | 10.380138 |
| 1994-01-01 | 10.401077 |
| 1994-04-01 | 10.466155 |
| 1994-07-01 | 10.600190 |
| 1994-10-01 | 10.713335 |
| 1995-01-01 | 10.903623 |
| 1995-04-01 | 11.096832 |
| 1995-07-01 | 11.203198 |
| 1995-10-01 | 11.242819 |
| 1996-01-01 | 11.263491 |
| 1996-04-01 | 11.292664 |
| 1996-07-01 | 11.341343 |
| 1996-10-01 | 11.400413 |
| 1997-01-01 | 11.361940 |
| 1997-04-01 | 11.364968 |
| 1997-07-01 | 11.373444 |
| 1997-10-01 | 11.323085 |
| 1998-01-01 | 11.176228 |
| 1998-04-01 | 11.195718 |
| 1998-07-01 | 11.183267 |
| 1998-10-01 | 11.251900 |
| 1999-01-01 | 11.306154 |
| 1999-04-01 | 11.474377 |
| 1999-07-01 | 11.593912 |
| 1999-10-01 | 11.602639 |
| 2000-01-01 | 11.581974 |
| 2000-04-01 | 11.727593 |
| 2000-07-01 | 11.883636 |
| 2000-10-01 | 12.072070 |
| 2001-01-01 | 12.175219 |
| 2001-04-01 | 12.386421 |
| 2001-07-01 | 12.329806 |
| 2001-10-01 | 12.682582 |
| 2002-01-01 | 12.456402 |
| 2002-04-01 | 12.362782 |
| 2002-07-01 | 12.374393 |
| 2002-10-01 | 12.341276 |
| 2003-01-01 | 12.358857 |
| 2003-04-01 | 12.299930 |
| 2003-07-01 | 12.144751 |
| 2003-10-01 | 12.215914 |
| 2004-01-01 | 12.219274 |
| 2004-04-01 | 12.157168 |
| 2004-07-01 | 12.272636 |
| 2004-10-01 | 12.277015 |
| 2005-01-01 | 14.799802 |
| 2005-04-01 | 14.828576 |
| 2005-07-01 | 15.139959 |
| 2005-10-01 | 15.028550 |
| 2006-01-01 | 14.989443 |
| 2006-04-01 | 15.044255 |
| 2006-07-01 | 15.367228 |
| 2006-10-01 | 15.509711 |
| 2007-01-01 | 15.526607 |
| 2007-04-01 | 15.632510 |
| 2007-07-01 | 15.712123 |
| 2007-10-01 | 15.846367 |
| 2008-01-01 | 15.775857 |
| 2008-04-01 | 15.326612 |
| 2008-07-01 | 15.546547 |
| 2008-10-01 | 15.721360 |
| 2009-01-01 | 15.597500 |
| 2009-04-01 | 15.251967 |
| 2009-07-01 | 15.085880 |
| 2009-10-01 | 14.896385 |
| 2010-01-01 | 14.514940 |
| 2010-04-01 | 14.069775 |
| 2010-07-01 | 13.917807 |
| 2010-10-01 | 13.580863 |
| 2011-01-01 | 13.308460 |
| 2011-04-01 | 13.057706 |
| 2011-07-01 | 12.944597 |
| 2011-10-01 | 12.749684 |
| 2012-01-01 | 12.237057 |
| 2012-04-01 | 12.034062 |
| 2012-07-01 | 12.083103 |
| 2012-10-01 | 11.754027 |
| 2013-01-01 | 12.006595 |
| 2013-04-01 | 11.794388 |
| 2013-07-01 | 11.837711 |
| 2013-10-01 | 11.985283 |
| 2014-01-01 | 11.883750 |
| 2014-04-01 | 11.621125 |
| 2014-07-01 | 11.646930 |
| 2014-10-01 | 11.631975 |
| 2015-01-01 | 11.556603 |
| 2015-04-01 | 11.485104 |
| 2015-07-01 | 11.606452 |
| 2015-10-01 | 11.738945 |
| 2016-01-01 | 11.763217 |
| 2016-04-01 | 11.766079 |
| 2016-07-01 | 11.769821 |
| 2016-10-01 | 11.865783 |
| 2017-01-01 | 11.723728 |
| 2017-04-01 | 11.756950 |
| 2017-07-01 | 11.818401 |
| 2017-10-01 | 11.816667 |
| 2018-01-01 | 11.644530 |
| 2018-04-01 | 11.598338 |
| 2018-07-01 | 11.619535 |
| 2018-10-01 | 11.666344 |
| 2019-01-01 | 11.499870 |
| 2019-04-01 | 11.626952 |
| 2019-07-01 | 11.646524 |
| 2019-10-01 | 11.727526 |
| 2020-01-01 | 11.587379 |
| 2020-04-01 | 9.739372 |
| 2020-07-01 | 10.067065 |
| 2020-10-01 | 10.404484 |
| 2021-01-01 | 9.084982 |
| 2021-04-01 | 9.889169 |
| 2021-07-01 | 10.057423 |
| 2021-10-01 | 10.281331 |
| 2022-01-01 | 10.512948 |
| 2022-04-01 | 10.719184 |
| 2022-07-01 | 10.598597 |
| 2022-10-01 | 10.780190 |
| 2023-01-01 | 10.635346 |
| 2023-04-01 | 10.675248 |
| 2023-07-01 | 10.866165 |
| 2023-10-01 | 11.230791 |
| 2024-01-01 | 11.160276 |
| 2024-04-01 | 11.159160 |
| 2024-07-01 | 11.313124 |
| 2024-10-01 | 11.286801 |
| 2025-01-01 | 11.248487 |