FRED Graph

Source: Bankrate, LLC  

Release: Bankrate Monitor (BRM) National Index

Units:  Percent, Not Seasonally Adjusted

Frequency:  Weekly, As of Thursday

1 Year CD - APY - This series represents the national average 1-year and 5-year Certificate of Deposit (CD) Annual Percentage Yield (APY).

The Bankrate Monitor (BRM) National Index is a weekly index that tracks interest rate trends for a range of financial products including deposit accounts, loans, mortgages and credit cards. The interest rates that comprise the index are collected by Bankrate’s market analysis team each week, using a consistent methodology as far back as the early 1980s. The index is intended to offer consumers an apples to apples view of interest rate trends over time. The Bankrate market analysis team conducts a weekly survey of the 10 largest institutions (a combination of banks and thrifts) in the same 10 large US markets each week. The rates are calculated as an average, with bank and thrift rates weighted equally to account for the difference between bank and thrift rates for the same financial products, in the same markets. For Bankrate’s BRM CD rates and money market account averages, APYs are gathered as defined above assuming the consumer is a new customer to the bank, and is opening a stand-alone account at the minimum to open and earn interest. Copyright Bankrate, LLC. Bankrate Certificate of deposit APY

Source: Bankrate, LLC  

Release: Bankrate Monitor (BRM) National Index

Units:  Percent, Not Seasonally Adjusted

Frequency:  Weekly, As of Thursday

5 Year CD - APY - This series represents the national average 1-year and 5-year Certificate of Deposit (CD) Annual Percentage Yield (APY).

The Bankrate Monitor (BRM) National Index is a weekly index that tracks interest rate trends for a range of financial products including deposit accounts, loans, mortgages and credit cards. The interest rates that comprise the index are collected by Bankrate’s market analysis team each week, using a consistent methodology as far back as the early 1980s. The index is intended to offer consumers an apples to apples view of interest rate trends over time. The Bankrate market analysis team conducts a weekly survey of the 10 largest institutions (a combination of banks and thrifts) in the same 10 large US markets each week. The rates are calculated as an average, with bank and thrift rates weighted equally to account for the difference between bank and thrift rates for the same financial products, in the same markets. For Bankrate’s BRM CD rates and money market account averages, APYs are gathered as defined above assuming the consumer is a new customer to the bank, and is opening a stand-alone account at the minimum to open and earn interest. Copyright Bankrate, LLC. Bankrate Certificate of deposit APY

Source: Bankrate, LLC  

Release: Bankrate Monitor (BRM) National Index

Units:  Percent, Not Seasonally Adjusted

Frequency:  Weekly, As of Thursday

This series shows the national average Annual Percentage Yield (APY) for savings accounts.

The Bankrate Monitor (BRM) National Index is a weekly index that tracks interest rate trends for a range of financial products including deposit accounts, loans, mortgages and credit cards. The interest rates that comprise the index are collected by Bankrate’s market analysis team each week, using a consistent methodology as far back as the early 1980s. The index is intended to offer consumers an apples to apples view of interest rate trends over time. The Bankrate market analysis team conducts a weekly survey of the 10 largest institutions (a combination of banks and thrifts) in the same 10 large US markets each week. The rates are calculated as an average, with bank and thrift rates weighted equally to account for the difference between bank and thrift rates for the same financial products, in the same markets. For Bankrate’s BRM rates on deposit products, APYs are gathered as defined above assuming the consumer is a new customer to the bank, and is opening a stand-alone account at the minimum to open and earn interest. Copyright Bankrate, LLC. Bankrate Savings account APY
Before being surveyed on a weekly basis, savings accounts were only surveyed 1-2 times per year.

Source: Bankrate, LLC  

Release: Bankrate Monitor (BRM) National Index

Units:  Percent, Not Seasonally Adjusted

Frequency:  Weekly, As of Thursday

This series represents the national average APY for interest-bearing checking accounts.

The Bankrate Monitor (BRM) National Index is a weekly index that tracks interest rate trends for a range of financial products including deposit accounts, loans, mortgages and credit cards. The interest rates that comprise the index are collected by Bankrate’s market analysis team each week, using a consistent methodology as far back as the early 1980s. The index is intended to offer consumers an apples to apples view of interest rate trends over time. The Bankrate market analysis team conducts a weekly survey of the 10 largest institutions (a combination of banks and thrifts) in the same 10 large US markets each week. The rates are calculated as an average, with bank and thrift rates weighted equally to account for the difference between bank and thrift rates for the same financial products, in the same markets. For Bankrate’s BRM rates on deposit products, APYs are gathered as defined above assuming the consumer is a new customer to the bank, and is opening a stand-alone account at the minimum to open and earn interest. Copyright Bankrate, LLC. Bankrate Interest checking account APY