Federal Reserve Economic Data: Your trusted data source since 1991

Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP)

Observation:

Q4 2023: 9.79693 (+ more)   Updated: Apr 2, 2024 1:18 PM CDT
Q4 2023:  9.79693  
Q3 2023:  9.77217  
Q2 2023:  9.69601  
Q1 2023:  9.71457  
Q4 2022:  9.89256  
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Units:

Percent,
Seasonally Adjusted

Frequency:

Quarterly

NOTES

Source: Board of Governors of the Federal Reserve System (US)  

Release: Household Debt Service and Financial Obligations Ratios  

Units:  Percent, Seasonally Adjusted

Frequency:  Quarterly

Notes:

The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

The DSR is divided into two parts. The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.

For more information, please visit the Board of Governors.

Suggested Citation:

Board of Governors of the Federal Reserve System (US), Household Debt Service Payments as a Percent of Disposable Personal Income [TDSP], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/TDSP, .

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