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Source: University of Michigan
Release: Surveys of Consumers
Units: Index 1966:Q1=100, Not Seasonally Adjusted
Frequency: Monthly
At the request of the source, the data is delayed by 1 month. To obtain historical data prior to January 1978, please see FRED data series UMCSENT1.
This data should be cited as follows: "Surveys of Consumers, University of Michigan, University of Michigan: Consumer Sentiment © [UMCSENT], retrieved from FRED, Federal Reserve Bank of St. Louis, (Accessed on date)"
Copyright, 2016, Surveys of Consumers, University of Michigan. Reprinted with permission.
University of Michigan, University of Michigan: Consumer Sentiment [UMCSENT], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/UMCSENT, .
Source: U.S. Bureau of Economic Analysis
Release: Personal Income and Outlays
Units: Percent, Seasonally Adjusted Annual Rate
Frequency: Monthly
BEA Account Code: A072RC
Personal saving as a percentage of disposable personal income (DPI), frequently referred to as "the personal saving rate," is calculated as the ratio of personal saving to DPI.
Personal saving is equal to personal income less personal outlays and personal taxes; it may generally be viewed as the portion of personal income that is used either to provide funds to capital markets or to invest in real assets such as residences.(https://www.bea.gov/national/pdf/all-chapters.pdf)
A Guide to the National Income and Product Accounts of the United States (NIPA).
U.S. Bureau of Economic Analysis, Personal Saving Rate [PSAVERT], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/PSAVERT, .
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