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Source: U.S. Bureau of Economic Analysis
Release: Personal Income and Outlays
Units: Percent, Seasonally Adjusted Annual Rate
Frequency: Monthly
BEA Account Code: A072RC
Personal saving as a percentage of disposable personal income (DPI), frequently referred to as "the personal saving rate," is calculated as the ratio of personal saving to DPI.
Personal saving is equal to personal income less personal outlays and personal taxes; it may generally be viewed as the portion of personal income that is used either to provide funds to capital markets or to invest in real assets such as residences.(https://www.bea.gov/national/pdf/all-chapters.pdf)
A Guide to the National Income and Product Accounts of the United States (NIPA).
U.S. Bureau of Economic Analysis, Personal Saving Rate [PSAVERT], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/PSAVERT, May 19, 2024.
Source: U.S. Bureau of Labor Statistics
Release: Weekly and Hourly Earnings from the Current Population Survey
Units: 1982-84 CPI Adjusted Dollars, Seasonally Adjusted
Frequency: Quarterly
Data measure usual weekly earnings of wage and salary workers. Wage and salary workers are workers who receive wages, salaries, commissions, tips, payment in kind, or piece rates. The group includes employees in both the private and public sectors but, for the purposes of the earnings series, it excludes all self-employed persons, both those with incorporated businesses and those with unincorporated businesses.
Usual weekly earnings represent earnings before taxes and other deductions and include any overtime pay, commissions, or tips usually received (at the main job in the case of multiple jobholders). Prior to 1994, respondents were asked how much they usually earned per week. Since January 1994, respondents have been asked to identify the easiest way for them to report earnings (hourly, weekly, biweekly, twice monthly, monthly, annually, or other) and how much they usually earn in the reported time period. Earnings reported on a basis other than weekly are converted to a weekly equivalent. The term "usual" is determined by each respondent's own understanding of the term. If the respondent asks for a definition of "usual," interviewers are instructed to define the term as more than half the weeks worked during the past 4 or 5 months. Visit the BLS for more information.
The series comes from the 'Current Population Survey (Household Survey)'
The source code is: LES1252881600
U.S. Bureau of Labor Statistics, Employed full time: Median usual weekly real earnings: Wage and salary workers: 16 years and over [LES1252881600Q], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/LES1252881600Q, May 19, 2024.
Source: Board of Governors of the Federal Reserve System (US)
Release: G.19 Consumer Credit
Units: Billions of Dollars, Seasonally Adjusted
Frequency: Monthly
For further information, please refer to the Board of Governors of the Federal Reserve System's G.19 release, online at http://www.federalreserve.gov/releases/g19/.
Board of Governors of the Federal Reserve System (US), Total Consumer Credit Owned and Securitized [TOTALSL], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/TOTALSL, May 19, 2024.
Employed full time: Median usual weekly real earnings: Wage and salary workers: 16 years and over
Annual, Not Seasonally Adjusted Quarterly, Not Seasonally AdjustedTotal Consumer Credit Owned and Securitized
Monthly, Not Seasonally Adjusted