Federal Reserve Economic Data
Notes
Source: Federal Reserve Bank of Philadelphia
Release: FR Y-14M Large Bank Credit Card and Mortgage Data
Units:
Frequency:
Notes:
The 90th percentile credit utilization rate among credit card accounts. The utilization rate represents the share of the available credit line that the borrower is utilizing. It is defined as the cycle ending balance divided by the current credit limit. Active credit card accounts are defined as credit card accounts that are open and have had debit, credit, or balance activity in the last 12 months. Therefore, some credit card accounts that are defined as active will still have zero utilization of the available credit line. Available credit lines of inactive accounts are not included. For more detail see: methodology.
Suggested Citation:
Federal Reserve Bank of Philadelphia, Large Bank Consumer Credit Card Balances: Utilization: Active Accounts Only: 90th Percentile [RCCCBACTIVEUTILPCT90], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCCCBACTIVEUTILPCT90, .
Source: Federal Reserve Bank of Philadelphia
Release: FR Y-14M Large Bank Credit Card and Mortgage Data
Units:
Frequency:
Notes:
The 75th percentile credit utilization rate among credit card accounts. The utilization rate represents the share of the available credit line that the borrower is utilizing. It is defined as the cycle ending balance divided by the current credit limit. Active credit card accounts are defined as credit card accounts that are open and have had debit, credit, or balance activity in the last 12 months. Therefore, some credit card accounts that are defined as active will still have zero utilization of the available credit line. Available credit lines of inactive accounts are not included. For more detail see: methodology.
Suggested Citation:
Federal Reserve Bank of Philadelphia, Large Bank Consumer Credit Card Balances: Utilization: Active Accounts Only: 75th Percentile [RCCCBACTIVEUTILPCT75], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCCCBACTIVEUTILPCT75, .
Source: Federal Reserve Bank of Philadelphia
Release: FR Y-14M Large Bank Credit Card and Mortgage Data
Units:
Frequency:
Notes:
The 50th percentile credit utilization rate among credit card accounts. The utilization rate represents the share of the available credit line that the borrower is utilizing. It is defined as the cycle ending balance divided by the current credit limit. Active credit card accounts are defined as credit card accounts that are open and have had debit, credit, or balance activity in the last 12 months. Therefore, some credit card accounts that are defined as active will still have zero utilization of the available credit line. Available credit lines of inactive accounts are not included. For more detail see: methodology.
Suggested Citation:
Federal Reserve Bank of Philadelphia, Large Bank Consumer Credit Card Balances: Utilization: Active Accounts Only: 50th Percentile [RCCCBACTIVEUTILPCT50], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCCCBACTIVEUTILPCT50, .
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