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Large Bank Consumer Credit Card Balances: Current Credit Score: 50th Percentile (RCCCBSCOREPCT50)


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Credit Score,
Not Seasonally Adjusted


End of Quarter


Source: Federal Reserve Bank of Philadelphia  

Release: FR Y-14M Large Bank Credit Card and Mortgage Data  

Units:  Credit Score, Not Seasonally Adjusted

Frequency:  Quarterly, End of Quarter


The 50th percentile credit score among credit card accounts. The current credit score is the most recently determined commercially available credit score of the primary account holder. If an updated commercial credit bureau score is not available or is not currently being used by the reporting institution to evaluate the primary account holder's creditworthiness, the institution is instructed to map the most current internal credit score used to evaluate the primary account holder's creditworthiness to a commercially available credit bureau score. The source of the current credit score may vary by FR Y-14M reporting firm and even within the firm's reporting. Only credit card accounts with current credit scores between 150 and 950 are included in the current credit score percentile calculations. For more detail see: methodology.

Suggested Citation:

Federal Reserve Bank of Philadelphia, Large Bank Consumer Credit Card Balances: Current Credit Score: 50th Percentile [RCCCBSCOREPCT50], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCCCBSCOREPCT50, June 19, 2024.


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