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Large Bank Consumer Credit Card Originations: Original Credit Score: 10th Percentile (RCCCOSCOREPCT10)

Observation:

Q4 2023: 629 (+ more)   Updated: Apr 15, 2024 2:19 PM CDT
Q4 2023:  629  
Q3 2023:  630  
Q2 2023:  628  
Q1 2023:  625  
Q4 2022:  621  
View All

Units:

Credit Score,
Not Seasonally Adjusted

Frequency:

Quarterly,
End of Quarter

NOTES

Source: Federal Reserve Bank of Philadelphia  

Release: FR Y-14M Large Bank Credit Card and Mortgage Data  

Units:  Credit Score, Not Seasonally Adjusted

Frequency:  Quarterly, End of Quarter

Notes:

The 10th percentile original credit score among credit card originations. The original credit score is the commercially available credit score at origination for the primary account holder. If a commercially available credit bureau score was not obtained during the origination process, the institution is instructed to map the internal credit score used to evaluate the primary account holder's creditworthiness at origination to a commercially available credit bureau score. The source of the original credit score may vary by FR Y-14M reporting firm and even within the firm's reporting. Only credit card accounts with original credit scores between 150 and 950 are included in the original credit score percentile calculations. For more detail see: methodology.

Suggested Citation:

Federal Reserve Bank of Philadelphia, Large Bank Consumer Credit Card Originations: Original Credit Score: 10th Percentile [RCCCOSCOREPCT10], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCCCOSCOREPCT10, .

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