Federal Reserve Economic Data

Large Bank Consumer Credit Card Originations: Original Credit Score: 25th Percentile (RCCCOSCOREPCT25)

Q3 2025: 680
Updated: Jan 21, 2026 2:03 PM CST
Next Release Date: Not Available
Q3 2025:  680  
Q2 2025:  681  
Q1 2025:  682  
Q4 2024:  679  
Q3 2024:  681  
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Units:

Credit Score,
Not Seasonally Adjusted

Frequency:

Quarterly,
End of Quarter

Fullscreen

Notes

Source: Federal Reserve Bank of Philadelphia  

Release: FR Y-14M Large Bank Credit Card and Mortgage Data  

Units:  Credit Score, Not Seasonally Adjusted

Frequency:  Quarterly, End of Quarter

Notes:

The 25th percentile original credit score among credit card originations. The original credit score is the commercially available credit score at origination for the primary account holder. For more detail see: methodology.

Suggested Citation:

Federal Reserve Bank of Philadelphia, Large Bank Consumer Credit Card Originations: Original Credit Score: 25th Percentile [RCCCOSCOREPCT25], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCCCOSCOREPCT25, .

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