Federal Reserve Economic Data

FRED Economic Data, St. Louis FED

Large Bank Consumer Credit Card Balances: Current Credit Score: 25th Percentile (RCCCBSCOREPCT25)

Observations

Q3 2024: 693
Updated: Feb 20, 2025 8:44 AM CST
Next Release Date: Not Available
Q3 2024:  693  
Q2 2024:  692  
Q1 2024:  690  
Q4 2023:  691  
Q3 2023:  691  
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Units:

Credit Score,
Not Seasonally Adjusted

Frequency:

Quarterly,
End of Quarter
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(a) Large Bank Consumer Credit Card Balances: Current Credit Score: 25th Percentile, Credit Score, Not Seasonally Adjusted (RCCCBSCOREPCT25)

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    Large Bank Consumer Credit Card Balances: Current Credit Score: 25th Percentile
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    Notes

    Source: Federal Reserve Bank of Philadelphia  

    Release: FR Y-14M Large Bank Credit Card and Mortgage Data  

    Units:  Credit Score, Not Seasonally Adjusted

    Frequency:  Quarterly, End of Quarter

    Notes:

    The 25th percentile credit score among credit card accounts. The current credit score is the most recently determined commercially available credit score of the primary account holder. If an updated commercial credit bureau score is not available or is not currently being used by the reporting institution to evaluate the primary account holder's creditworthiness, the institution is instructed to map the most current internal credit score used to evaluate the primary account holder's creditworthiness to a commercially available credit bureau score. The source of the current credit score may vary by FR Y-14M reporting firm and even within the firm's reporting. Only credit card accounts with current credit scores between 150 and 950 are included in the current credit score percentile calculations. For more detail see: methodology.

    Suggested Citation:

    Federal Reserve Bank of Philadelphia, Large Bank Consumer Credit Card Balances: Current Credit Score: 25th Percentile [RCCCBSCOREPCT25], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCCCBSCOREPCT25, April 6, 2025.

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    Tags

    score FR Y-14M Philadelphia Fed Consumer Credit Credit Cards Large Percentile Balance Credits Loans Consumer Banks Depository Institutions Quarterly Nation Public Domain: Citation Requested Not Seasonally Adjusted United States of America

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