Source: Federal Reserve Bank of Philadelphia  

Release: FR Y-14M Large Bank Credit Card and Mortgage Data  

Units:  Credit Score, Not Seasonally Adjusted

Frequency:  Quarterly, End of Quarter

The 25th percentile credit score among first-lien originations. The original credit score is the credit score at origination for the borrower using a commercially available credit score. These data include total bank loans originated and held in portfolio in a given quarter, including those that will later be sold or securitized. For more detail see: methodology.