Delinquency Rate on Credit Card Loans, All Commercial Banks | FRED

NOTES

Delinquency Rate on Credit Card Loans, All Commercial Banks (DRCCLACBN)

Source: Board of Governors of the Federal Reserve System (US)

Release: Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks

Units: Percent, Not Seasonally Adjusted

Frequency: Quarterly, End of Period

Suggested Citation:

Board of Governors of the Federal Reserve System (US), Delinquency Rate on Credit Card Loans, All Commercial Banks [DRCCLACBN], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/DRCCLACBN, May 15, 2024.

Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP)

Source: Board of Governors of the Federal Reserve System (US)

Release: Household Debt Service and Financial Obligations Ratios

Units: Percent, Seasonally Adjusted

Frequency: Quarterly

The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

The DSR is divided into two parts. The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.

For more information, please visit the Board of Governors.

Suggested Citation:

Board of Governors of the Federal Reserve System (US), Household Debt Service Payments as a Percent of Disposable Personal Income [TDSP], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/TDSP, May 15, 2024.