Federal Reserve Economic Data

Quarterly

L.214 Loans

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

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    Q4 1945    
 
 
    Q2 2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
By instrument
line 1
Total loans 		Q2 2025 40,955,527 Millions of Dollars 40,517,512 Millions of Dollars 39,563,363 Millions of Dollars Mil. of $
line 2
Depository institution loans n.e.c. 		Q2 2025 5,515,832 Millions of Dollars 5,299,018 Millions of Dollars 5,000,735 Millions of Dollars Mil. of $
line 3
Other loans and advances 		Q2 2025 9,312,803 Millions of Dollars 9,293,587 Millions of Dollars 9,051,262 Millions of Dollars Mil. of $
line 4
Mortgages 		Q2 2025 21,129,161 Millions of Dollars 20,959,522 Millions of Dollars 20,530,489 Millions of Dollars Mil. of $
line 5
Home 		Q2 2025 14,523,007 Millions of Dollars 14,407,946 Millions of Dollars 14,128,265 Millions of Dollars Mil. of $
line 6
Multifamily residential 		Q2 2025 2,352,200 Millions of Dollars 2,323,558 Millions of Dollars 2,245,655 Millions of Dollars Mil. of $
line 7
Commercial 		Q2 2025 3,877,182 Millions of Dollars 3,856,008 Millions of Dollars 3,800,530 Millions of Dollars Mil. of $
line 8
Farm 		Q2 2025 376,772 Millions of Dollars 372,010 Millions of Dollars 356,039 Millions of Dollars Mil. of $
line 9
Consumer credit 		Q2 2025 4,997.731 Billions of Dollars 4,965.385 Billions of Dollars 4,980.877 Billions of Dollars Bil. of $
By sector
line 10
Total liabilities 		Q2 2025 40,955,527 Millions of Dollars 40,517,512 Millions of Dollars 39,563,363 Millions of Dollars Mil. of $
line 11
Domestic nonfinancial sectors 		Q2 2025 36,791,491 Millions of Dollars 36,627,800 Millions of Dollars 36,234,253 Millions of Dollars Mil. of $
line 12
Household sector 		Q2 2025 20,148,926 Millions of Dollars 19,978,760 Millions of Dollars 19,877,645 Millions of Dollars Mil. of $
line 13
Nonfinancial corporate business 		Q2 2025 5,311,644 Millions of Dollars 5,245,284 Millions of Dollars 5,309,412 Millions of Dollars Mil. of $
line 14
Nonfinancial noncorporate business 		Q2 2025 7,897,341 Millions of Dollars 7,839,571 Millions of Dollars 7,681,217 Millions of Dollars Mil. of $
line 15
Federal government 		Q2 2025 3,294,936 Millions of Dollars 3,426,656 Millions of Dollars 3,229,826 Millions of Dollars Mil. of $
line 16
State and local governments 		Q2 2025 26,006 Millions of Dollars 25,804 Millions of Dollars 24,862 Millions of Dollars Mil. of $
line 17
Domestic financial sectors 		Q2 2025 2,548,867 Millions of Dollars 2,400,470 Millions of Dollars 2,274,666 Millions of Dollars Mil. of $
line 18
U.S.-chartered depository institutions 		Q2 2025 472,525 Millions of Dollars 439,014 Millions of Dollars 527,522 Millions of Dollars Mil. of $
line 19
Credit unions 		Q2 2025 86,808 Millions of Dollars 83,100 Millions of Dollars 80,904 Millions of Dollars Mil. of $
line 20
Property-casualty insurance companies 		Q2 2025 4,607 Millions of Dollars 4,173 Millions of Dollars 4,372 Millions of Dollars Mil. of $
line 21
Life insurance companies 		Q2 2025 170,555 Millions of Dollars 160,661 Millions of Dollars 150,161 Millions of Dollars Mil. of $
line 22
Government-sponsored enterprises 		Q2 2025 0 Millions of Dollars 0 Millions of Dollars 0 Millions of Dollars Mil. of $
line 23
Finance companies 		Q2 2025 257,701 Millions of Dollars 260,237 Millions of Dollars 248,089 Millions of Dollars Mil. of $
line 24
REITs 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 25
Brokers and dealers 		Q2 2025 1,248,341 Millions of Dollars 1,178,932 Millions of Dollars 1,040,838 Millions of Dollars Mil. of $
line 26
Funding corporations 		Q2 2025 304,746 Millions of Dollars 271,265 Millions of Dollars 218,811 Millions of Dollars Mil. of $
line 27
Rest of the world 		Q2 2025 1,615,169 Millions of Dollars 1,489,242 Millions of Dollars 1,054,444 Millions of Dollars Mil. of $
line 28
Total assets 		Q2 2025 40,955,527 Millions of Dollars 40,517,512 Millions of Dollars 39,563,363 Millions of Dollars Mil. of $
line 29
Domestic nonfinancial sectors 		Q2 2025 4,090,590 Millions of Dollars 4,092,638 Millions of Dollars 4,093,140 Millions of Dollars Mil. of $
line 30
Household sector 		Q2 2025 1,216,025 Millions of Dollars 1,224,792 Millions of Dollars 1,333,764 Millions of Dollars Mil. of $
line 31
Nonfinancial corporate business 		Q2 2025 145,174 Millions of Dollars 145,290 Millions of Dollars 144,369 Millions of Dollars Mil. of $
line 32
Nonfinancial noncorporate business 		Q2 2025 57,122 Millions of Dollars 56,896 Millions of Dollars 55,743 Millions of Dollars Mil. of $
line 33
Federal government 		Q2 2025 2,349,902 Millions of Dollars 2,345,523 Millions of Dollars 2,229,966 Millions of Dollars Mil. of $
line 34
State and local governments 		Q2 2025 233,672 Millions of Dollars 233,672 Millions of Dollars 231,021 Millions of Dollars Mil. of $
line 35
Domestic financial sectors 		Q2 2025 35,708,139 Millions of Dollars 35,289,720 Millions of Dollars 34,342,824 Millions of Dollars Mil. of $
line 36
Monetary authority 		Q2 2025 3,146 Millions of Dollars 3,719 Millions of Dollars 6,963 Millions of Dollars Mil. of $
line 37
U.S.-chartered depository institutions 		Q2 2025 12,397,127 Millions of Dollars 12,170,940 Millions of Dollars 11,939,731 Millions of Dollars Mil. of $
line 38
Foreign banking offices in U.S. 		Q2 2025 1,204,980 Millions of Dollars 1,149,652 Millions of Dollars 1,099,134 Millions of Dollars Mil. of $
line 39
Banks in U.S.-affiliated areas 		Q2 2025 51,049 Millions of Dollars 45,043 Millions of Dollars 45,083 Millions of Dollars Mil. of $
line 40
Credit unions 		Q2 2025 1,699,698 Millions of Dollars 1,671,544 Millions of Dollars 1,636,051 Millions of Dollars Mil. of $
line 41
Property-casualty insurance companies 		Q2 2025 33,030 Millions of Dollars 32,064 Millions of Dollars 33,017 Millions of Dollars Mil. of $
line 42
Life insurance companies 		Q2 2025 1,104,160 Millions of Dollars 1,081,359 Millions of Dollars 1,029,827 Millions of Dollars Mil. of $
line 43
Private pension funds 		Q2 2025 30,159 Millions of Dollars 29,284 Millions of Dollars 26,990 Millions of Dollars Mil. of $
line 44
Federal government retirement funds 		Q2 2025 269,957 Millions of Dollars 241,630 Millions of Dollars 0 Millions of Dollars Mil. of $
line 45
State and local govt. retirement funds 		Q2 2025 4,941 Millions of Dollars 5,035 Millions of Dollars 4,312 Millions of Dollars Mil. of $
line 46
Mutual funds 		Q2 2025 119,136 Millions of Dollars 125,365 Millions of Dollars 119,107 Millions of Dollars Mil. of $
line 47
Government-sponsored enterprises 		Q2 2025 8,537,833 Millions of Dollars 8,473,765 Millions of Dollars 8,428,412 Millions of Dollars Mil. of $
line 48
Agency- and GSE-backed mortgage pools 		Q2 2025 3,127,052 Millions of Dollars 3,077,968 Millions of Dollars 2,950,767 Millions of Dollars Mil. of $
line 49
ABS issuers 		Q2 2025 1,388,221 Millions of Dollars 1,377,715 Millions of Dollars 1,269,861 Millions of Dollars Mil. of $
line 50
Finance companies 		Q2 2025 1,749,451 Millions of Dollars 1,746,298 Millions of Dollars 1,752,982 Millions of Dollars Mil. of $
line 51
REITs 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 52
Brokers and dealers 		Q2 2025 818,009 Millions of Dollars 742,583 Millions of Dollars 674,933 Millions of Dollars Mil. of $
line 53
Holding companies 		Q2 2025 37,150 Millions of Dollars 35,639 Millions of Dollars 28,700 Millions of Dollars Mil. of $
line 54
Funding corporations 		Q2 2025 10,561 Millions of Dollars 7,250 Millions of Dollars 5,786 Millions of Dollars Mil. of $
line 55
Rest of the world 		Q2 2025 1,125,396 Millions of Dollars 1,090,473 Millions of Dollars 1,084,916 Millions of Dollars Mil. of $
   

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