Charge-Offs

Charge-Off Rates for Other Banks

	Percent
Name	Q2 2026	Q1 2026	Q2 2025
Quarterly, Seasonally Adjusted
Real Estate Loans	0.07	0.07	0.07
Residential (Booked in Domestic Offices)	0.02	0.02	0.01
Commercial (Booked in Domestic Offices)	0.10	0.12	0.11
Farmland (Booked in Domestic Offices)	0.01	0.02	0.02
Consumer Loans	2.80	2.73	2.92
Credit Cards	7.80	8.02	8.64
Other	1.46	1.36	1.47
Leases	1.03	0.61	0.86
Commercial and Industrial Loans	0.47	0.59	0.61
Agricultural Loans	0.08	0.09	0.16
Total Loans and Leases	0.30	0.33	0.33
Quarterly, Not Seasonally Adjusted
Real Estate Loans	0.07	0.06	0.07
Residential (Booked in Domestic Offices)	0.02	0.01	0.01
Commercial (Booked in Domestic Offices)	0.10	0.09	0.10
Farmland (Booked in Domestic Offices)	0.01	0.00	0.02
Consumer Loans	2.69	2.76	2.82
Credit Cards	7.98	8.31	8.89
Other	1.26	1.25	1.27
Leases	0.76	0.43	0.64
Commercial and Industrial Loans	0.42	0.48	0.56
Agricultural Loans	0.08	0.08	0.15
Total Loans and Leases	0.28	0.30	0.31