Federal Reserve Economic Data


Burdened households are those households who pay 30 percent or more of their household income on housing (such as rent or mortgage expenses).

This is calculated as the sum of households with a mortgage spending 30.0-34.9% of their income on selected monthly owner costs, households with a mortgage spending 35.0% or more of their income on selected monthly owner costs, households without a mortgage spending 30.0-34.9% of their income on selected monthly owner costs, households without a mortgage spending 35.0% or more of their income on selected monthly owner costs, households that rent spending 30.0-34.9% of their income on gross rent, and households that rent spending 35.0% or more of their income on gross rent (ACS 5-year variables DP04_0114E, DP04_0115E, DP04_0123E, DP04_0124E, DP04_0141E, and DP04_0142E respectively from table DP04) divided by the sum of the total number of households with a mortgage, the total number of households without a mortgage, and the total number of households that rent (ACS 5-year variables DP04_0110E, DP04_0117E, and DP04_0136E respectively from table DP04). Note that the calculation excludes households where selected monthly owner costs or gross rent cannot be calculated.

Selected monthly owner costs are the sum of payments for mortgages, deeds of trust, contracts to purchase, or similar debts on the property (including payments for the first mortgage, second mortgages, home equity loans, and other junior mortgages); real estate taxes; fire, hazard, and flood insurance on the property; utilities (electricity, gas, and water and sewer); and fuels (oil, coal, kerosene, wood, etc.). It also includes, where appropriate, the monthly condominium fee for condominiums and mobile home costs (installment loan payments, personal property taxes, site rent, registration fees, and license fees).

Gross rent provides information on the monthly housing cost expenses for renters. Gross rent is the contract rent plus the estimated average monthly cost of utilities (electricity, gas, and water and sewer) and fuels (oil, coal, kerosene, wood, etc.) if these are paid by the renter (or paid for the renter by someone else). Gross rent is intended to eliminate differentials that result from varying practices with respect to the inclusion of utilities and fuels as part of the rental payment. The estimated costs of water and sewer, and fuels are reported on a 12-month basis but are converted to monthly figures for the tabulations.

Multiyear estimates from the American Community Survey (ACS) are "period" estimates derived from a data sample collected over a period of time, as opposed to "point-in-time" estimates such as those from past decennial censuses. ACS 5-year estimate includes data collected over a 60-month period. The date of the data is the end of the 5-year period. For example, a value dated 2014 represents data from 2010 to 2014. However, they do not describe any specific day, month, or year within that time period.

Multiyear estimates require some considerations that single-year estimates do not. For example, multiyear estimates released in consecutive years consist mostly of overlapping years and shared data. The 2010-2014 ACS 5-year estimates share sample data from 2011 through 2014 with the 2011-2015 ACS 5-year estimates. Because of this overlap, users should use extreme caution in making comparisons with consecutive years of multiyear estimates.

Please see "Section 3: Understanding and Using ACS Single-Year and Multiyear Estimates" on publication page 13 (file page 19) of the 2018 ACS General Handbook for a more thorough clarification. https://www.census.gov/content/dam/Census/library/publications/2018/acs/acs_general_handbook_2018.pdf


   

Please select a date range

    2010    
 
 
    2023
Percent
Name 2023 Preceding
Period
Year Ago
from Period
Albany County, NY
29.59151 29.53148 29.53148
Allegany County, NY
22.00157 21.75969 21.75969
Bronx County, NY
54.57975 54.93954 54.93954
Broome County, NY
29.35252 29.61925 29.61925
Cattaraugus County, NY
25.72023 25.06412 25.06412
Cayuga County, NY
28.40357 28.41265 28.41265
Chautauqua County, NY
27.10145 27.38542 27.38542
Chemung County, NY
27.91564 28.16843 28.16843
Chenango County, NY
23.57880 22.46117 22.46117
Clinton County, NY
25.94947 25.22180 25.22180
Columbia County, NY
29.17913 29.65316 29.65316
Cortland County, NY
28.35665 28.07321 28.07321
Delaware County, NY
27.77899 25.62102 25.62102
Dutchess County, NY
34.40618 34.57731 34.57731
Erie County, NY
28.30680 28.04654 28.04654
Essex County, NY
26.88984 25.79443 25.79443
Franklin County, NY
23.60141 24.16488 24.16488
Fulton County, NY
27.14032 27.07485 27.07485
Genesee County, NY
24.19841 24.76549 24.76549
Greene County, NY
30.44017 30.31514 30.31514
Hamilton County, NY
21.64329 20.92457 20.92457
Herkimer County, NY
23.15159 21.41782 21.41782
Jefferson County, NY
30.30905 30.34957 30.34957
Kings County, NY
46.78239 47.21927 47.21927
Lewis County, NY
21.72213 22.19953 22.19953
Livingston County, NY
25.63876 26.10357 26.10357
Madison County, NY
24.98591 25.41407 25.41407
Monroe County, NY
30.44920 30.58715 30.58715
Montgomery County, NY
28.52911 29.96944 29.96944
Nassau County, NY
37.16438 37.21018 37.21018
New York County, NY
41.31008 41.15871 41.15871
Niagara County, NY
26.34493 25.80846 25.80846
Oneida County, NY
25.75332 25.79738 25.79738
Onondaga County, NY
27.94707 27.60209 27.60209
Ontario County, NY
25.17775 24.74238 24.74238
Orange County, NY
39.52855 39.52927 39.52927
Orleans County, NY
26.22785 27.49590 27.49590
Oswego County, NY
27.48418 27.56817 27.56817
Otsego County, NY
25.88209 25.51639 25.51639
Putnam County, NY
35.83978 35.84508 35.84508
Queens County, NY
45.41207 45.34622 45.34622
Rensselaer County, NY
27.36604 26.84160 26.84160
Richmond County, NY
40.79404 39.86964 39.86964
Rockland County, NY
43.82491 43.54661 43.54661
St. Lawrence County, NY
26.74090 26.36843 26.36843
Saratoga County, NY
23.76292 23.67381 23.67381
Schenectady County, NY
31.17168 29.28611 29.28611
Schoharie County, NY
25.08095 23.54779 23.54779
Schuyler County, NY
25.60169 24.58602 24.58602
Seneca County, NY
26.46661 27.28644 27.28644
Steuben County, NY
24.64377 23.59294 23.59294
Suffolk County, NY
36.85528 37.32702 37.32702
Sullivan County, NY
32.93836 32.52725 32.52725
Tioga County, NY
23.28712 22.70308 22.70308
Tompkins County, NY
35.17982 35.25764 35.25764
Ulster County, NY
36.15120 36.89947 36.89947
Warren County, NY
27.78762 27.04502 27.04502
Washington County, NY
26.50175 26.80948 26.80948
Wayne County, NY
24.95015 25.58570 25.58570
Westchester County, NY
39.01096 39.27946 39.27946
Wyoming County, NY
21.83275 22.45711 22.45711
Yates County, NY
25.99795 25.74913 25.74913
   

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