Federal Reserve Economic Data

Quarterly

F.203 Net Interbank Transactions


The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

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    Q4 1946    
 
 
    Q1 2025
Millions of Dollars
Line Name Period Value Preceding
Period
Year Ago
from Period
line 1
Net change in liabilities
Q1 2025 1,554,851 -135,585 787,177
line 2
Monetary authority
. . . .
line 3
U.S.-chartered depository institutions
Q1 2025 88,523 -67,565 -69,919
line 4
Foreign banking offices in U.S.
Q1 2025 459,576 60,612 13,340
line 5
Banks in U.S.-affiliated areas
. . . .
line 6
Credit unions
. . . .
line 7
Net change in assets
Q1 2025 1,520,421 -443,667 557,790
line 8
Monetary authority
Q1 2025 -22,083 -283,168 14,300
line 9
U.S.-chartered depository institutions
. . . .
line 10
Foreign banking offices in U.S.
. . . .
line 11
Banks in U.S.-affiliated areas
Q1 2025 924 1,856 -3,680
line 12
Credit unions
Q1 2025 128,668 -22,692 212,560
line 13
Rest of the world
Q1 2025 450,288 175,140 -249,020
line 14
Discrepancy
Q1 2025 199,119 95,170 294,551
Memo:
Vault cash:
line 15
Liab.: Monetary authority
Q1 2025 -12,349 7,773 -9,929
Assets:
line 16
U.S.-chartered depository institutions
Q1 2025 -12,349 7,777 -9,933
line 17
Foreign banking offices in U.S.
Q1 2025 0 -4 4
Depository institution reserves:
line 18
Liab.: Monetary authority
Q1 2025 1,006,752 -128,632 843,756
Assets:
line 19
U.S.-chartered depository institutions
Q1 2025 -17,916 185,544 334,692
line 20
Foreign banking offices in U.S.
Q1 2025 895,076 -293,340 300,184
line 21
Banks in U.S.-affiliated areas
Q1 2025 924 1,856 -3,680
line 22
Credit unions
Q1 2025 128,668 -22,692 212,560
Other transactions with the monetary authority
line 23
Liab: U.S.-chartered depository institutions
Q1 2025 -22,083 -283,168 14,300
Assets:
line 24
Monetary authority
Q1 2025 -22,083 -283,168 14,300
line 25
Federal Reserve float
Q1 2025 1,604 -1,644 -320
line 26
Loans
Q1 2025 -19,600 -285,444 19,088
Transactions with banks in foreign countries (net):
Liabilities:
line 27
U.S.-chartered depository institutions (net)
. . . .
line 28
Due to foreign affiliates
Q1 2025 13,100 139,716 -273,424
line 29
- Due from foreign affiliates
Q1 2025 231,840 -188,064 115,352
line 30
Foreign banking offices in U.S. (net)
. . . .
line 31
Due to foreign affiliates
Q1 2025 433,504 54,832 6,264
line 32
- Due from foreign affiliates
Q1 2025 -60,988 -19,228 -20,756
Less:
line 33
Deposits at foreign banks
Q1 2025 6,300 -22,120 -8,852
line 34
U.S.-chartered depository institutions
Q1 2025 5,804 -17,164 -5,560
line 35
Foreign banking offices in U.S.
Q1 2025 496 -4,956 -3,292
line 36
Loans to foreign banks
Q1 2025 -8,376 12,580 -16,112
line 37
U.S.-chartered depository institutions
Q1 2025 -936 8,112 -16,012
line 38
Foreign banking offices in U.S.
Q1 2025 -7,440 4,468 -100
Plus:
line 39
Loans from foreign banks
Q1 2025 3,684 -19,408 18,140
line 40
U.S.-chartered depository institutions
Q1 2025 1,856 -16,116 10,352
line 41
Foreign banking offices in U.S.
Q1 2025 1,828 -3,292 7,788
line 42
Asset: Rest of the world
Q1 2025 450,288 175,140 -249,020
Transactions between U.S. depository institutions (net):
line 43
U.S.-chartered depository institutions (net)
. . . .
line 44
Due to:
Q1 2025 91,563 95,923 174,385
line 45
Foreign banking offices in U.S.
Q1 2025 11,688 -12,572 13,520
line 46
Banks in U.S.-affiliated areas
Q1 2025 -908 512 -844
line 47
Credit unions
Q1 2025 -118,336 12,813 -132,842
line 48
- Due from: foreign banking offices in U.S.
Q1 2025 24,244 9,072 -712
line 49
Unallocated
Q1 2025 199,119 95,170 294,551
   

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