Federal Reserve Economic Data

The Household Debt Service Ratio (DSR) (https://fred.stlouisfed.org/series/TDSP) is the ratio of total required household debt payments to total disposable income. The DSR is divided into two parts. The Mortgage DSR (MDSP) (https://fred.stlouisfed.org/series/MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) (https://fred.stlouisfed.org/series/CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR. For more information, please visit the Board of Governors (https://www.federalreserve.gov/releases/housedebt/about.htm).

The total balances of new first lien originations. Quarterly first lien originations represent the sum of origination balances in the given quarter. These data include total bank loans originated and held in portfolio in a given quarter, including those that will later be sold or securitized. For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology)

The Series Is Based On The Number Of 1-4 Family Mortgage Loans Outstanding And Includes Loans In Foreclosure. Source: Mortgage Bankers Association Of America, "National Delinquency Survey" This NBER data series q09084 appears on the NBER website in Chapter 9 at http://www.nber.org/databases/macrohistory/contents/chapter09.html. NBER Indicator: q09084

This series is found in Assets and Liabilities of FDIC-Insured Commercial Banks and Savings Institutions. The Quarterly Banking Profile is a quarterly publication that provides the earliest comprehensive summary of financial results for all FDIC-insured institutions. See Notes to Users (https://www.fdic.gov/analysis/quarterly-banking-profile/qbp/timeseries/qbpnot.pdf) for more information.

The Mortgage Debt Outstanding table is no longer being updated as of March 2020. Many of the series that were published in this table can be found in the Z1 Financial Accounts of the United States release. The Z1 equivalent of this series is found at ASTMA. (https://fred.stlouisfed.org/series/ASTMA) For further information, please refer to the Board of Governors of the Federal Reserve System's Mortgage Debt Outstanding (http://www.federalreserve.gov/econresdata/releases/mortoutstand/current.htm).

For further information, please refer to the Board of Governors of the Federal Reserve System's Senior Loan Officer Opinion Survey on Bank Lending Practices release, online at http://www.federalreserve.gov/boarddocs/SnLoanSurvey/.

The 50th percentile original loan-to-value (LTV) ratio. The original LTV ratio is the original loan amount divided by the lesser of the selling price or the appraised value of the property securing the mortgage at origination. Only mortgage accounts with LTV values greater than 0 percent and less than 125 percent are included in the original LTV percentile calculations.For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

Share of first lien accounts 30 or more days past due. All past due active mortgages are included in the days past due calculations, including foreclosures. Borrowers who qualify for forbearance and stop making payments are also recorded as past due for all past due rate calculations. Days past due rates are presented using the number of accounts (accounts based). For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

Share of first lien balances 30 or more days past due. All past due active mortgages are included in the days past due calculations, including foreclosures. Borrowers who qualify for forbearance and stop making payments are also recorded as past due for all past due rate calculations. Days past due rates are presented using dollars (balance based). For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

Share of first lien accounts 90 or more days past due. All past due active mortgages are included in the days past due calculations, including foreclosures. Borrowers who qualify for forbearance and stop making payments are also recorded as past due for all past due rate calculations. Days past due rates are presented using the number of accounts (accounts based). For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

The total number of new first lien originations. This is the count of new accounts in the given quarter. These data include total bank loans originated and held in portfolio in a given quarter, including those that will later be sold or securitized. For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology)

Source ID: FL893065005.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL893065005&t=) provided by the source.

Source ID: FL073165103.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL073165103&t=) provided by the source.

For further information, please refer to the Board of Governors of the Federal Reserve System's Senior Loan Officer Opinion Survey on Bank Lending Practices release, online at http://www.federalreserve.gov/boarddocs/SnLoanSurvey/.

Quarterly average. This series was constructed by the Bank of England as part of the Three Centuries of Macroeconomic Data project by combining data from a number of academic and official sources. For more information, please refer to the Three Centuries spreadsheet at https://www.bankofengland.co.uk/statistics/research-datasets. Users are advised to check the underlying assumptions behind this series in the relevant worksheets of the spreadsheet. In many cases alternative assumptions might be appropriate. Users are permitted to reproduce this series in their own work as it represents Bank calculations and manipulations of underlying series that are the copyright of the Bank of England provided that underlying sources are cited appropriately. For appropriate citation please see the Three Centuries spreadsheet for guidance and a list of the underlying sources.

Source ID: FL413065005.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL413065005&t=) provided by the source.

For further information, please refer to the Board of Governors of the Federal Reserve System's Senior Loan Officer Opinion Survey on Bank Lending Practices release, online at http://www.federalreserve.gov/boarddocs/SnLoanSurvey/.

Source ID: FL893065405.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL893065405&t=) provided by the source.

The Mortgage Debt Outstanding table is no longer being updated as of March 2020. Many of the series that were published in this table can be found in the Z1 Financial Accounts of the United States release. The Z1 equivalent of this series is the sum of REITTMA (https://fred.stlouisfed.org/series/REITTMA), SLGTMSQ027S (https://fred.stlouisfed.org/series/SLGTMSQ027S), SLGEDBRFTMA (https://fred.stlouisfed.org/series/SLGEDBRFTMA), PPFTMA (https://fred.stlouisfed.org/series/PPFTMA), BOGZ1FL473065100Q (https://fred.stlouisfed.org/series/BOGZ1FL473065100Q), BOGZ1FL613065000Q (https://fred.stlouisfed.org/series/BOGZ1FL613065000Q), MABSHNO (https://fred.stlouisfed.org/series/MABSHNO), MABSNNCB (https://fred.stlouisfed.org/series/MABSNNCB), MABSNNB (https://fred.stlouisfed.org/series/MABSNNB) and BOGZ1FL513065505Q (https://fred.stlouisfed.org/series/BOGZ1FL513065505Q). For further information, please refer to the Board of Governors of the Federal Reserve System's Mortgage Debt Outstanding (http://www.federalreserve.gov/econresdata/releases/mortoutstand/current.htm).

For further information, please refer to the Board of Governors of the Federal Reserve System's Senior Loan Officer Opinion Survey on Bank Lending Practices release, online at http://www.federalreserve.gov/boarddocs/SnLoanSurvey/.

Source ID: FL893065505.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL893065505&t=) provided by the source.

data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/h8/%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).</p>

The 50th percentile back-end debt-to-income ratio among first lien originations. The back-end DTI ratio is the percentage of a borrower's monthly income that would go toward all the borrower's debt obligations. The total monthly debt payments (including proposed housing expenses) are divided by the total monthlyincome of the borrower. Back-end DTI is reported at origination. These data include total bank loans originated and held in portfolio in a given quarter, including those that will later be sold or securitized. For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

The 100 largest banks are measured by consolidated foreign and domestic assets.

Source ID: LA153165105.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=LA153165105&t=) provided by the source.

Source ID: FL893065105.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL893065105&t=) provided by the source.

Source ID: FA673065500.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FA673065500&t=) provided by the source.

The Mortgage Debt Outstanding table is no longer being updated as of March 2020. Many of the series that were published in this table can be found in the Z1 Financial Accounts of the United States release. The Z1 equivalent of this series is found at ASHMA. (https://fred.stlouisfed.org/series/ASHMA) For further information, please refer to the Board of Governors of the Federal Reserve System's Mortgage Debt Outstanding (http://www.federalreserve.gov/econresdata/releases/mortoutstand/current.htm).

The 75th percentile original loan-to-value (LTV) ratio. The original LTV ratio is the original loan amount divided by the lesser of the selling price or the appraised value of the property securing the mortgage at origination. Only mortgage accounts with LTV values greater than 0 percent and less than 125 percent are included in the original LTV percentile calculations.For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

The 90th percentile original loan-to-value (LTV) ratio. The original LTV ratio is the original loan amount divided by the lesser of the selling price or the appraised value of the property securing the mortgage at origination. Only mortgage accounts with LTV values greater than 0 percent and less than 125 percent are included in the original LTV percentile calculations.For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

The 100 largest banks are measured by consolidated foreign and domestic assets.

For further information, please refer to the Board of Governors of the Federal Reserve System's Senior Loan Officer Opinion Survey on Bank Lending Practices release, online at http://www.federalreserve.gov/boarddocs/SnLoanSurvey/.

Share of first lien balances 60 or more days past due. All past due active mortgages are included in the days past due calculations, including foreclosures. Borrowers who qualify for forbearance and stop making payments are also recorded as past due for all past due rate calculations. Days past due rates are presented using dollars (balance based). For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

Source ID: FA893065015.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FA893065015&t=) provided by the source.

This data series is part of the Board of Governors of the Federal Reserve System's Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS). The purpose of the survey is to provide qualitative and limited quantitative information on bank credit availability and loan demand, as well as on evolving developments and lending practices in the U.S. loan markets. A portion of each survey typically covers special topics of timely interest. For more detail, refer to the Board's supporting statement (https://www.federalreserve.gov/data/sloos/about.htm).

For further information, please refer to the Board of Governors of the Federal Reserve System's Senior Loan Officer Opinion Survey on Bank Lending Practices release, online at http://www.federalreserve.gov/boarddocs/SnLoanSurvey/.

The 90th percentile back-end debt-to-income (DTI) ratio. The back-end DTI ratio is the percentage of a borrower's monthly income that would go toward all the borrower's debt obligations. The total monthly debt payments (including proposed housing expenses) are divided by the total monthly income of the borrower. Back-end DTI is reported at origination. For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

Share of first lien balances 90 or more days past due. All past due active mortgages are included in the days past due calculations, including foreclosures. Borrowers who qualify for forbearance and stop making payments are also recorded as past due for all past due rate calculations. Days past due rates are presented using dollars (balance based). For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

The 50th percentile original loan-to-value (LTV) ratio. The original LTV ratio is the original loan amount divided by the lesser of the selling price or the appraised value of the property securing the mortgage at origination. Only mortgage accounts with LTV values greater than 0 percent and less than 125 percent are included in the original LTV percentile calculations.For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

Charge-off rates are annualized, net of recoveries.

Source ID: FA403063653.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FA403063653&t=) provided by the source.

Share of first lien accounts 60 or more days past due. All past due active mortgages are included in the days past due calculations, including foreclosures. Borrowers who qualify for forbearance and stop making payments are also recorded as past due for all past due rate calculations. Days past due rates are presented using the number of accounts (accounts based). For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

Source ID: FL643065005.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL643065005&t=) provided by the source.

Delinquent loans and leases are those past due thirty days or more and still accruing interest as well as those in nonaccrual status.

The 50th percentile credit score among outstanding first liens. The current credit score is the most recently determined commercially available credit score of the primary borrower on the mortgage loan. The credit score provider may vary by FR Y-14M reporting firm and even within the firm's reporting. Only mortgage accounts with credit scores between 150 and 950 are included in the original credit score percentile calculations. For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

This data series is part of the Board of Governors of the Federal Reserve System's Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS). The purpose of the survey is to provide qualitative and limited quantitative information on bank credit availability and loan demand, as well as on evolving developments and lending practices in the U.S. loan markets. A portion of each survey typically covers special topics of timely interest. For more detail, refer to the Board's supporting statement (https://www.federalreserve.gov/data/sloos/about.htm).

Source ID: LM263063603.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=LM263063603&t=) provided by the source.

The 75th percentile front-end debt-to-income ratio. The front-end DTI ratio is the percentage of a borrower's monthly income that would go toward housing expenses. The total housing liabilities of the borrower, including the monthly principal, interest, taxes, insurance, association dues, etc., are divided by the total monthly income of the borrower. Front-end DTI is reported at origination. For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

Source ID: FL673065500.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL673065500&t=) provided by the source.

Source ID: FL643065505.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL643065505&t=) provided by the source.

The Mortgage Debt Outstanding table is no longer being updated as of March 2020. Many of the series that were published in this table can be found in the Z1 Financial Accounts of the United States release. The Z1 equivalent of this series is found at BOGZ1FL403065035Q. (https://fred.stlouisfed.org/series/BOGZ1FL403065035Q) For further information, please refer to the Board of Governors of the Federal Reserve System's Mortgage Debt Outstanding (http://www.federalreserve.gov/econresdata/releases/mortoutstand/current.htm).

This series is found in Assets and Liabilities of FDIC-Insured Commercial Banks and Savings Institutions. The Quarterly Banking Profile is a quarterly publication that provides the earliest comprehensive summary of financial results for all FDIC-insured institutions. See Notes to Users (https://www.fdic.gov/analysis/quarterly-banking-profile/qbp/timeseries/qbpnot.pdf) for more information.

The total count of first-lien closed-end loans secured by 1-4 family residential real estate among firms included in the reporting panel. Includes both first-lien mortgages and first-lien home equity loans for portfolio mortgages only. Reported accounts are as of quarter end. For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

The 25th percentile credit score among first lien originations. The original credit score is the credit score at origination for the borrower using a commercially available credit score. The original credit score provider may vary by FR Y-14M reporting firm and even within the firm's reporting. Only mortgage accounts with credit scores between 150 and 950 are included in the original credit score percentile calculations. These data include total bank loans originated and held in portfolio in a given quarter, including those that will later be sold or securitized. For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

The 90th percentile original loan-to-value (LTV) ratio. The original LTV ratio is the original loan amount divided by the lesser of the selling price or the appraised value of the property securing the mortgage at origination. Only mortgage accounts with LTV values greater than 0 percent and less than 125 percent are included in the original LTV percentile calculations.For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/h8/%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).</p>

Source ID: FA644090073.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FA644090073&t=) provided by the source.

Source ID: FL413065105.Q For more information about the Flow of Funds tables, see the Financial Accounts Guide (https://www.federalreserve.gov/apps/fof/Default.aspx). With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights (https://www.federalreserve.gov/apps/fof/FOFHighlight.aspx). In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer (https://www.federalreserve.gov/apps/fof/SeriesAnalyzer.aspx?s=FL413065105&t=) provided by the source.

data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/h8/%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).</p>