Federal Reserve Economic Data

30-Year Fixed Rate FHA Mortgage Index (OBMMIFHA30YF)

2026-01-12: 5.896
Updated: Jan 13, 2026 7:01 AM CST
2026-01-12:  5.896  
2026-01-09:  5.942  
2026-01-08:  5.988  
2026-01-07:  5.962  
2026-01-06:  6.057  
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Units:

Percent,
Not Seasonally Adjusted

Frequency:

Daily

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Notes

Source: Optimal Blue  

Release: Optimal Blue Mortgage Market Indices  

Units:  Percent, Not Seasonally Adjusted

Frequency:  Daily

Notes:

This index includes rate locks from Federal Housing Authority loans.

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. OBMMI includes multiple mortgage pricing indices developed around the most popular products and specific borrower and loan level attributes.

Each index is calculated as the average of all appropriate rate locks locked through the Optimal Blue product eligibility and pricing engine on a given day. More details about methodology and definitions are available here.

Suggested Citation:

Optimal Blue, 30-Year Fixed Rate FHA Mortgage Index [OBMMIFHA30YF], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/OBMMIFHA30YF, .

Release Tables

Optimal Blue Mortgage Market Indices

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