Large Bank Consumer Credit Card Originations: Average Original Purchase APR: Private Label (RCCCOAPRAVGPCTPL)

Observations

Q1 2026: 31.79
Updated: Jul 13, 2026 2:38 PM CDT
Next Release Date: Not Available
Q1 2026:  31.79  
Q4 2025:  31.92  
Q3 2025:  31.97  
Q2 2025:  31.89  
Q1 2025:  32.01  
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Units:

Percent,
Not Seasonally Adjusted

Frequency:

Quarterly,
End of Quarter

Fullscreen

Notes

Source: Federal Reserve Bank of Philadelphia  

Release: FR Y-14M Large Bank Credit Card and Mortgage Data  

Units:  Percent, Not Seasonally Adjusted

Frequency:  Quarterly, End of Quarter

Notes:

The average original purchase APR among private label credit card accounts originated in the observed quarter.

For more detail see the methodology.

Suggested Citation:

Federal Reserve Bank of Philadelphia, Large Bank Consumer Credit Card Originations: Average Original Purchase APR: Private Label [RCCCOAPRAVGPCTPL], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCCCOAPRAVGPCTPL, .

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Tags

FR Y-14M Origination Credit Cards Philadelphia Fed Consumer Credit Purchase Large Average Loans Consumer Banks Depository Institutions Private Quarterly Nation Public Domain: Citation Requested United States of America Not Seasonally Adjusted

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