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Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP)

Observation:

Q3 2022: 9.74742 (+ more)   Updated: Dec 22, 2022
Q3 2022:  9.74742  
Q2 2022:  9.62803  
Q1 2022:  9.53460  
Q4 2021:  9.26740  
Q3 2021:  9.13717  
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Units:

Percent,
Seasonally Adjusted

Frequency:

Quarterly

NOTES

Source: Board of Governors of the Federal Reserve System (US)  

Release: Household Debt Service and Financial Obligations Ratios  

Units:  Percent, Seasonally Adjusted

Frequency:  Quarterly

Notes:

The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

The DSR is divided into two parts. The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.

For more information, please visit the Board of Governors.

Suggested Citation:

Board of Governors of the Federal Reserve System (US), Household Debt Service Payments as a Percent of Disposable Personal Income [TDSP], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/TDSP, March 21, 2023.

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