Federal Reserve Economic Data

Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP)

Q4 1996: 11.40041
Updated: Sep 19, 2025 9:31 AM CDT
Next Release Date: Not Available
Q4 1996:  11.40041  
Q3 1996:  11.34134  
Q2 1996:  11.29266  
Q1 1996:  11.26349  
Q4 1995:  11.24282  
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Units:

Percent,
Seasonally Adjusted

Frequency:

Quarterly

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Notes

Source: Board of Governors of the Federal Reserve System (US)  

Release: Household Debt Service Ratios  

Units:  Percent, Seasonally Adjusted

Frequency:  Quarterly

Notes:

The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

The DSR is divided into two parts. The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.

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Suggested Citation:

Board of Governors of the Federal Reserve System (US), Household Debt Service Payments as a Percent of Disposable Personal Income [TDSP], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/TDSP, .

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