Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by Credit Score: 30-Year Fixed Rate Mortgage: >=740 Credit Score (RCMFLRIGIRAPCTF30SGTE740)

Observations

Q2 2026: 6.21
Updated: Oct 7, 2026 1:20 PM CDT
Next Release Date: Not Available
Q2 2026:  6.21  
Q1 2026:  6.12  
Q4 2025:  6.26  
Q3 2025:  6.65  
Q2 2025:  6.67  
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Units:

Percent,
Not Seasonally Adjusted

Frequency:

Quarterly,
End of Quarter

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Notes

Source: Federal Reserve Bank of Philadelphia  

Release: FR Y-14M Large Bank Credit Card and Mortgage Data  

Units:  Percent, Not Seasonally Adjusted

Frequency:  Quarterly, End of Quarter

Notes:

The average interest rate at origination for 30-year fixed rate mortgages with a borrower with a credit score greater than or equal to 740 at the time of origination.

For more detail see the methodology.

Suggested Citation:

Federal Reserve Bank of Philadelphia, Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by Credit Score: 30-Year Fixed Rate Mortgage: >=740 Credit Score [RCMFLRIGIRAPCTF30SGTE740], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCMFLRIGIRAPCTF30SGTE740, .

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Tags

score FR Y-14M Origination 30-Year Philadelphia Fed Large Mortgage Credits Fixed Average Consumer Banks Depository Institutions Interest Rate Interest Rate Quarterly Nation Public Domain: Citation Requested United States of America Not Seasonally Adjusted

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