Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by Credit Score - 30-YR Fixed Rate Mortgage: <680 Credit Score (RCMFLRIGIRAPCTF30SLT680)

Observations

Q4 2025: 6.81
Updated: Apr 8, 2026 8:33 AM CDT
Next Release Date: Not Available
Q4 2025:  6.81  
Q3 2025:  7.17  
Q2 2025:  7.14  
Q1 2025:  7.23  
Q4 2024:  6.72  
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Units:

Percent,
Not Seasonally Adjusted

Frequency:

Quarterly,
End of Quarter

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Notes

Source: Federal Reserve Bank of Philadelphia  

Release: FR Y-14M Large Bank Credit Card and Mortgage Data  

Units:  Percent, Not Seasonally Adjusted

Frequency:  Quarterly, End of Quarter

Notes:

The average interest rate at origination for 30-year fixed rate mortgages with a borrower with a credit score less than 680 at the time of origination.

For more detail see the methodology.

Suggested Citation:

Federal Reserve Bank of Philadelphia, Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by Credit Score - 30-YR Fixed Rate Mortgage: <680 Credit Score [RCMFLRIGIRAPCTF30SLT680], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCMFLRIGIRAPCTF30SLT680, .

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Tags

FR Y-14M score 30-Year Origination Philadelphia Fed Large Mortgage Credits Fixed Average Consumer Interest Rate Interest Banks Depository Institutions Rate Quarterly Nation Public Domain: Citation Requested United States of America Not Seasonally Adjusted

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