Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by Credit Score: 30-Year Fixed Rate Mortgage: <680 Credit Score (RCMFLRIGIRAPCTF30SLT680)

Observations

Q1 2026: 6.62
Updated: Jul 13, 2026 2:38 PM CDT
Next Release Date: Not Available
Q1 2026:  6.62  
Q4 2025:  6.81  
Q3 2025:  7.17  
Q2 2025:  7.14  
Q1 2025:  7.23  
View All

Units:

Percent,
Not Seasonally Adjusted

Frequency:

Quarterly,
End of Quarter

Fullscreen

Notes

Source: Federal Reserve Bank of Philadelphia  

Release: FR Y-14M Large Bank Credit Card and Mortgage Data  

Units:  Percent, Not Seasonally Adjusted

Frequency:  Quarterly, End of Quarter

Notes:

The average interest rate at origination for 30-year fixed rate mortgages with a borrower with a credit score less than 680 at the time of origination.

For more detail see the methodology.

Suggested Citation:

Federal Reserve Bank of Philadelphia, Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by Credit Score: 30-Year Fixed Rate Mortgage: <680 Credit Score [RCMFLRIGIRAPCTF30SLT680], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCMFLRIGIRAPCTF30SLT680, .

Release Tables

Related Data and Content

Data Suggestions Based On Your Search

Content Suggestions

Related Categories

Banking Money, Banking, & Finance

Releases

More Series from FR Y-14M Large Bank Credit Card and Mortgage Data

Tags

score FR Y-14M Origination 30-Year Philadelphia Fed Large Mortgage Credits Fixed Average Consumer Banks Interest Rate Depository Institutions Interest Rate Quarterly Nation Public Domain: Citation Requested United States of America Not Seasonally Adjusted

Back to Top

Subscribe to the FRED newsletter

Follow us

 

Need Help?

Questions or Comments
FRED Help
Legal
Privacy Notice & Policy